PT Bank BTPN Tbk’s Post

Turn back, get your bearings, and remember that there is "almost always" a chance to put things right and progress towards your goals! Taking an image with Bank Mandiri area Manado & #Brinks Branch Manado Pull ahead! Ugih Andi Sugiharto Febrina Korompis 🔥 #brinks #cashmanagement #securelogistic #cashdepositemachine #secureyourfuture

Have you ever felt afraid of change? Change can be challenging, but it’s also the key to growth and becoming your best self. Through change, we uncover new perspectives and a fresh way of seeing the world. Curious to explore more? Swipe left and start your journey! #ExperienceMore #DoGoodBeGreat #BersamaLebihBermakna #SMBCIndonesia #EmbraceChange #PersonalGrowth #NewPerspectives #BetterEveryDay - PT Bank SMBC Indonesia Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI), dan merupakan peserta penjaminan LPS.

One of Bank Negara's mandates is to ensure that there is sufficient supply of ringgit banknotes and coins at all times to meet public demand, and to maintain the quality and integrity of the currency in circulation or CIC However, printing of banknotes releases 1,450 tons of carbon dioxide into the environment and consumes more than 80 tons of ink and 2 million kWh of electricity - enough to power 7,500 Malaysian homes for a month! You can reduce carbon footprint by ensuring the recirculation of banknotes by using e-Angpows or reusing old banknotes for your money packets and contribute towards a significant positive impact on the environment 🌳 Happy New Year! Gong Xi Fa Cai 🧧

I’m thrilled to share that Ali Alexander and I secured first place in SEKOIN (Sepekan Kompetisi Investasi) 2024 by Capital Market Community Polines! In this competition, we presented an analysis of PT Bank Central Asia Tbk (BCA) (XIDX), recommending a BUY with a 12-month target price of Rp11,900.00, suggesting a 17% potential increase from the closing price of Rp10,170.00 on September 15, 2024. Our recommendation was based on a weighted blended valuation, including equity cash flow, multiple valuation, and relative valuation. BCA has demonstrated impressive financial performance, leading the top 4 banks in Indonesia in terms of profit growth for 2024. With a net profit of Rp24.2 trillion in 1H2024, up 34% YoY, BCA outperformed BRI, Mandiri, and BNI. BCA’s continued success is attributed to strong asset growth, especially in consumer and investment credit, digital transformation, and effective risk management. This competition was a valuable learning experience for both of us as we encountered new challenges along the way. I managed to balance the time difference of over 10,000 km between Poland and Indonesia, while Ali had to juggle work responsibilities as an intern at PT Nestlé Indonesia with the demands of the competition. #InvestmentAnalysis #BankingIndustry #EquityResearch #SEKOIN2024 #BCA #FinancialGrowth #CapitalMarkets

"Surviving is an art". The third phase of being in the Officer Development Program (ODP) of PT. BANK NEGARA INDONESIA (Persero) Tbk. is the IST Small Credit Experience. So far, I could say this is the toughest part of this long journey. This phase is where we exactly experience being part of the Business Team. Throughout this program, while also learning about the Credit Process Flow and PAK Process Flow, I presented one of the debtor's credit application which I was involved in the making process as the evaluation and assessment part of this phase. At some point, I tried to study those processes from the perspective of a "Business Process pov" due to my previous experiences, so at first I doubted the results I would get at the end of the phase. Because I'm trying to find crucial points where these processes could be optimized in the future. Turns out, the result was outstanding. With that being said, I learned that I know nothing about surpassing others. I only know how to outdo myself. And I'm very proud that I survived! #ODPBNI #Melompatlebihtinggi

LIMITATION IS ONLY IN YOUR MIND! We work as smart as we can, accept every challenge in order to push ourself better than before. So if you think that you should work as what you get paid. Trust me, none of the companies expect you on that. 7 years working in Finance Tech and different industries, NONE of the tasks were only about what you agreed in job descriptions. If you have ability to learn more, why not? that's another skills. I am bachelor degree in Accounting having a thesis in fraud auditing, currently working as a social media lead and get master in international luxury marketing, also had been a radio announcer and also a podcash host/MC, travel influencers, and sports enthusiast, so what??? Limitiation is only in you and always be in you. So push yourself. #BeAKTIF #TEMANAKTIF

Hi, Edufriends! 👋🏼 Liem Sioe Liong, better known as Sudono Salim, is the richest man in Indonesia. This businessman is the founder of BCA bank, Indofood, Indosiar, Indomaret, and many more. This conglomerate became a victim of the 1998 riots. Sudono Salim's house was vandalized and plundered. BCA Bank was affected by the crisis that hit during those dark times. As a result, BCA was threatened with bankruptcy. This article will discuss Sudono Salim's life story, his ups and downs journey to build a dynasty in Indonesia. Want to find out more about the founder of BCA? Check out the full article here: https://lnkd.in/d-3Ekdjr #BCA #BankBCA #SudonoSalim

I’m incredibly proud to announce our partnership between Nium and Bank Rakyat Indonesia, one of Indonesia’s largest banks. This collaboration is especially meaningful to me as BRI’s extensive network, spanning over 17,000 islands, will now enable 150 million customers—including those in remote regions—to access real-time cross-border payments .By integrating Nium’s advanced technology into BRI’s platform, we’re eliminating the risks associated with carrying cash and making international transactions faster and more cost-effective. Whether it’s individuals sending money to loved ones or businesses managing global payments, this partnership is designed to make financial services more accessible and secure. A big thank you to Ibu Woro Dwi Wuryandari, Mr. Ahja Haziqo, Mr. Damarresa Adi Bharata, Mr. Dani Pratomo, Febriliani Tan-Martin, Rohit Bammi and the teams at BRI and Nium who made this possible! #CrossBorderPayments #Fintech #Indonesia #BRI #Nium #RealTimePayments

Indonesian Banks - Mandiri stands out for quality, improving returns (Published 20th Feb 2024) Mandiri is our quality top pick with better valuations to returns mix than BCA, value pick Negara has low PE ratios and improving returns. Rakyat's MSME focus implies a high structural cost of risk.

Indonesian Banks - Negara's positive returns are gathering momentum (Published 6 September) Negara is our top pick, Mandiri remains a buy; both banks have big valuation differentials with quality play BCA and they have lower structural cost of risk relative to heavily MSME-exposed Rakyat. Capital at risk | For professional clients only