Friska Geybi Kalalo’s Post

Indonesian Banks - Negara's positive returns are gathering momentum (Published 6 September) Negara is our top pick, Mandiri remains a buy; both banks have big valuation differentials with quality play BCA and they have lower structural cost of risk relative to heavily MSME-exposed Rakyat. Capital at risk | For professional clients only

Indonesian Banks - Mandiri stands out for quality, improving returns (Published 20th Feb 2024) Mandiri is our quality top pick with better valuations to returns mix than BCA, value pick Negara has low PE ratios and improving returns. Rakyat's MSME focus implies a high structural cost of risk.

On debt, bankruptcy, Buy Now Pay Later schemes and the psychological effects of overindebtedness. With the hosts Afizi and Farhan @ 30Sept 2024. #debt #bankruptcy #financialliteracy #universitimalaya #hutang #bankrapsi

BAPPEBTI (Commodity Futures Trading Regulatory Agency, COFTRA) plays a pivotal role, providing the regulatory framework that fosters transparency, protects investors, and ensures fair trading practices in Indonesia. As we embrace the opportunities in futures trading, let's also recognize the importance of regulatory body in safeguarding the market and enabling sustainable growth. 📈 #FuturesTrading #InformationSecurity #DataPrivacy #MarketRegulation #Investment"

PT Bank Tabungan Negara (Persero) Tbk (BBTN) increased its credit performance in April 2024 by 14.43% with third-party funds (DPK) climbed by 11.39%. Improvements also happened in asset quality (NPL drop 52 bps to 3%) while reducing their loan growth expectations from 13%-14% to 10%-11%. 12-month target price up to Rp.1730.35 according to bloomberg data with 37.3% return potential.

Super Satang and I are so honored to have an insightful interview with Khun Pichet Sithi-Amnuai, President of Bualuang Securities. In this interview, Khun Pichet shares his insightful thoughts for our members on topics such as, his journey into banking, essential personal finance skills, and advice about financial preparations for the next generation. Here is the link to the video: https://lnkd.in/gQ_UZtSh Enjoy! #financialliteracy #financialliteracyforkids #financialeducation #moneymindset

[INCREASE PROFIT SHARES BANKING] This infographic shows the profit growth of banking stocks in Indonesia from January to May for the years 2023 and 2024. It highlights the comparison of profits for several banks, including BRIS, BBCA, NISP, BBRI, BMRI, BNGA, BBNI, and BBTN, along with the percentage growth in their profits. The profits for 2024 show an overall increase compared to 2023, with BRIS leading the growth at 18.5%. Read more to get another information‼️📚 KSPM JAYA! KSPM SATU KELUARGA! KSPM FEB UNDIP www.kspmfebundip.com Line : @liv9953h Ig : kspmdiponegoro Twitter : kspmdiponegoro Tiktok : kspmdiponegoro Fb : Kspm Feb Undip Linkedln : Kelompok Studi Pasar Modal (KSPM) FEB Undip #coalmarket #export #indonesia #economics #macroeconomics #coalexport

Have you heard of the Pareto principle? It's a powerful strategy that can help you take control of your finances and make them more secure. By applying this principle, you can focus on what truly matters most for your financial well-being. Curious to learn how it works? Dive into the details here! #ExperienceMore — PT Bank BTPN Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI) dan merupakan peserta penjaminan LPS.

I am happy to announce our principal subsidiary PT Bukit Makmur Mandiri Utama (BUMA) has successfully issued 2nd Rupiah Bonds (BUMA II 2024 Bonds) with a total value of Rp1 trillion. The bonds was oversubscribed by 1.4x within days, indicating strong investor demand and confidence in BUMA’s financial stability and growth prospects. 42% of the bonds subscribers opted for 5 years maturity terms which signaled a strong faith in the Company capabilities and performance. The BUMA II 2024 Bonds were issued in three series: § Series A with a nominal value of Rp251,035,000,000 at a fixed interest rate of 7.25% per annum, maturing in 370 calendar days. § Series B with a nominal value of Rp332,710,000,000 at a fixed interest rate of 9.25% per annum, maturing in 3 years. § Series C with a nominal value of Rp416,255,000,000 at a fixed interest rate of 9.75% per annum, maturing in 5 years. For more information: https://lnkd.in/gtnP_UN3

How Real Estate Serves as an Effective Inflation Hedge and Wealth Preserver Discover why real estate is considered a reliable hedge against inflation and how it helps preserve wealth. Learn about rising property values and rental income protection in this video. Contact me:  www.linktr.ee/raycrebroker #RealEstateInvesting #InflationHedge #WealthPreservation #CommercialRealEstate #RealEstateInvestment #PropertyValue #RentalIncome #InvestmentStrategy #CREInsights #PortfolioDiversification #AssetProtection #InflationProtection #WealthBuilding #RealEstateMarket #InvestmentTips #RayCREBroker #RayKang #CCIM