Fio Media

Ajay Wasserman 🇿🇦 introduces his new podcast, Conscious Capital. Read about this new venture and Ajay's vision for this podcast.

Convinced that general liability covers everything? Think again.

Africa Is Rising — But Not All Investments Are Equal The headlines are full of record-breaking investments flooding into Africa — from $110B by the UAE to global giants pouring capital into renewable energy, mining, tech, and agriculture. But here’s the bold truth: Not every investment is creating real impact. Yes, there are brilliant wins: • ☀️ Solar mini-grids in Kenya and Nigeria quadrupling rural household incomes • 🌍 Digital inclusion programs like Tech Herfrica unlocking opportunities for women in remote villages • 🌾 Farmers supported by the One Acre Fund feeding millions and transforming food security But then there’s the other side… • 💰 “Sustainable” funds backing mining companies accused of human rights and environmental violations • ⛏️ Short-term extraction projects leaving communities with dust — and no lasting development • 📉 Billions invested with little local ownership and no long-term vision We need more than money. We need capital with conscience. Capital that builds, not just benefits. That empowers, not just extracts. Africa isn’t a charity case. It’s the most entrepreneurial, resource-rich, and demographically young continent on earth. The opportunity is massive — but only if we do it right. Let’s invest in a future we’re proud of. Are you building with Africa, or just in it? Let’s talk. 💬

In our interview with Ronel J. we dug up some valuable nuggets concerning short-term insurance. Happy reading!

🚀 Africa’s Future: The Fastest-Growing Industries 🌍✨ Africa is rising fast. Three industries are leading the charge: renewable energy, digital infrastructure, and entertainment. 🌱 Renewable Energy Africa has the sun. Africa has the wind. Can we harness it? Solar and wind projects are changing the game. Jobs are being created. The world is watching. 💻 Digital Infrastructure Africa is becoming digital. 5G, fintech, smart tech—growth is explosive. Can Africa build its own Silicon Valley? The world’s big players are betting on it. 🎬 Entertainment & Media Afrobeats. African films. The world is listening. Will Africa become the next entertainment powerhouse? The opportunity is huge. 🔑 For Entrepreneurs The time is now. Can you seize the moment? Build a business. Make a difference. The future is here. Let’s lead.

🎥 Just wrapped up recording the intro video for Conscious Capital… and wow — what a moment! I’m beyond excited to finally be bringing this vision to life. Soon launching our podcast and newsletters — a space where we dive deep into how profit can drive purpose and how we can deploy capital consciously. This is about reimagining capitalism — not as a machine, but as a movement. One where impact matters just as much as income. Where leaders lead with heart, not just spreadsheets. I can’t wait to sit down with global voices who are already walking this path — and share their stories with you. Let’s build a better future, together. One conscious decision at a time. 🌍✨

You’re doing business in Africa without an international holding company? Read. This. Twice. Here’s the uncomfortable truth: If your structure is 100% local, you’re leaving money, protection, and global credibility on the table. Here’s why the serious players build smart: ⸻ 1️⃣ Tax smart, not tax blind Smart founders use jurisdictions like Mauritius or the UAE for a reason: Lower withholding tax ✅ Better treaties ✅ Simplified profit repatriation ✅ Stop tipping the system more than you should. ⸻ 2️⃣ Protect your core Political instability? Regulatory surprises? Currency issues? An international holdco acts like a vault — your value stays protected when local storms hit. ⸻ 3️⃣ Investors back structure They don’t just fund ideas — they fund clean, clear, scalable vehicles. A professional structure turns “maybe later” into “we’re in.” ⸻ 4️⃣ One Africa, one dashboard Multiple markets = multiple headaches. A holdco lets you scale across borders with centralised ownership, control, and reporting. Chaos costs. Cohesion scales. ⸻ 5️⃣ Exits don’t happen by accident Want a real valuation? Clean due diligence? A well-structured holdco makes M&A, succession, and partial exits possible. Without it, you’re stuck. ⸻ Africa is complex. Your structure doesn’t have to be. If you’re building for the long game, get your foundation right. Bold moves need smart structures. Let’s stop playing small.

Truth bomb: Digital marketing isn't just posting. Happy reading!

Entrepreneurs often get swept up in excitement, convinced that their brilliant business idea will be worth millions and that the product will practically sell itself. However, the truth is that without a compelling brand story, even the best product can struggle to capture an audience. In this article, we break branding down into practical, actionable steps to help you craft a narrative that not only resonates with customers but also drives sales. Happy reading!

This week, two people in my office shared the experience of moving homes. Both of them expressed frustration, discomfort, and the overwhelming nature of the change. It’s easy to feel the weight of disruption when stepping into the unknown. But here’s the thing – change is often the very thing we need to grow. Moving out of your comfort zone opens up a world of new possibilities. It forces us to adapt, learn, and make room for fresh habits that can enhance our personal and professional lives. Sometimes, we resist change because it’s uncomfortable, but that’s where the magic happens. Just like moving homes, stepping into new chapters brings opportunities to create something better – whether it’s a new routine, a new mindset, or even a new way of looking at life. Change is a silver lining in disguise, and while it may feel messy at first, it’s the perfect time to reinvent, refocus, and refresh. Here’s to embracing discomfort and finding the growth on the other side! 💪 Let’s not be afraid to move forward, even when the road feels uncertain. Every new page in your story could be the one that transforms everything.