X-Caliber Rural Capital’s cover photo
X-Caliber Rural Capital

X-Caliber Rural Capital

Financial Services

Irvington, New York 1,551 followers

Funding Rural America's Future

About us

X-Caliber Rural Capital is one of the nation’s top USDA-licensed lenders and the largest non-bank USDA-licensed lender in the country. The X-Caliber Rural Capital team has some of the most experienced professionals in the industry that provide an array of financing products for rural businesses, community facilities, infrastructure improvements, and economic development projects under five USDA-guaranteed loan programs. We are a licensed United States Department of Agriculture (USDA) lender that offers unique programs with attractive financing terms designed to support a wide scope of assistance to rural businesses. We offer a full scope of USDA OneRD lending products for rural businesses, community facilities, infrastructure, and more. We have deep experience with USDA loan programs, offering solutions for dozens of rural America’s eligible project types

Website
www.xrcusda.com
Industry
Financial Services
Company size
11-50 employees
Headquarters
Irvington, New York
Type
Privately Held
Founded
2021

Locations

  • Primary

    3 W Main Street, Suite 103

    Irvington, New York 29910, US

    Get directions

Employees at X-Caliber Rural Capital

Updates

  • WE ARE A GREAT PLACE TO WORK. This marks our third consecutive year of being named, solidifying our commitment to creating an exceptional workplace environment. Since 2023, X-Caliber has earned spots on several workplace lists. - Great Place to Work (2022, 2023, 2024) - Fortune's Best Small Workplaces (2022, 2024) - New York Fortune Best Workplace list (2022, 2024) - Fortune's Best Workplaces in Financial Services & Insurance (2022, 2024) These recognitions reflect our dedication to fostering a positive and supportive work culture. In fact, employees agree as 96% of those surveyed affirmed that X-Caliber is a Great Place to Work. This far surpasses the average of 59% at typical U.S.-based companies. Every day, we work hard to create an environment that supports and exemplifies our core values: 🗸Teamwork 🗸Collaboration 🗸Integrity 🗸Fun-Spirited 🗸Service 🗸Humility 🗸Trust 🗸Diversity 🗸Transparency 🗸Making a Difference Congratulations to all! Where employees are valued and treat each other with respect and kindness, together, we'll continue to make X-Caliber an exceptional place to work and grow. #greatplacetowork #xcaliber #castegreenfinance #xcaliberruralcapital

  • Hearing feedback directly from our clients is important to us. And there is nothing more rewarding than hearing we did well. X-Caliber Rural Capital was pleased to recently provide a $4MM USDA Water and Waste Disposal (WWD) Guaranteed Loan to Jonah Water SUD for a crucial infrastructure upgrade. The USDA Water and Waste Disposal (WWD) Guaranteed Loan program is instrumental in supporting rural communities: - Offers long-term, fixed rates for financial stability - Provides access to competitive funding unavailable through commercial banks - Covers comprehensive project costs including legal and engineering fees, land acquisition, permits, and start-up operations - Can be combined with grants for maximum financial leverage This loan will help JWSUD build a new 1.0 million gallon ground storage tank to meet growing water demands in their rapidly expanding service area north of Austin, TX. We're proud to support rural infrastructure development and ensure communities have access to clean, reliable water for years to come! We are all about Funding Rural America's Future. #RuralDevelopment #Infrastructure #CleanWater #USDA

  • X-Caliber Rural Capital is a direct lender that offers financing for rural-eligible projects like water districts under a program called USDA Water and Waste Disposal (WWD). Here are some of our recent transactions across the nation. The USDA Water and Waste Disposal Program provides: ✅Funding for rural areas with populations of 50,000 residents or less ✅Support for repairing damaged infrastructure and upgrading existing systems ✅Opportunities to expand service capacity At X-Caliber Rural Capital, we can provide expedited funding: ✅Access to capital within 60 days of a complete application ✅A potential bridge-to-USDA loan for even faster funding. Plus we have specialized knowledge from USDA OneRD experts, and an efficient, streamlined application process. For long-term financing needs, our affiliate, Rural Capital Solutions, offers additional services including USDA direct-loan application packaging and grant-application writing. Check out some of our transactions here.

  • X-Caliber Rural Capital's dedication to sustainability finance and rural development shines in our new video case study. This insightful presentation reveals how our affiliate, XRA LLC, provided crucial capital for an innovative renewable energy venture. The video showcases the $100 million bridge loan from XRA LLC for Phase I of Fervo Energy's Cape Station project in Utah, set to become the world's largest next-generation geothermal facility. Key highlights include: - XRC's USDA lending expertise and sustainability finance approach in supporting the project - Perspectives from Fervo CEO Tim Latimer and X-Caliber Rural Capital Co-Founder Jordan Blanchard on the unique financing structure - An explanation of the groundbreaking geothermal technology - The project's significant economic impact on the local rural community, including job creation[ This case study demonstrates X-Caliber Rural Capital's active role in shaping the future of energy, promoting sustainability, and energizing rural economies nationwide. Check out more transactions here. https://hubs.li/Q03cWDR80

  • X-Caliber Rural Capital's commitment to sustainability finance and rural development comes to life in our latest video case study that explains how its affiliate, XRA LLC, played an important role in providing capital for an innovative, renewable energy project. The video highlights the $100 million bridge loan closed by XRA LLC for Phase I development of Fervo Energy's Cape Station in Utah, the world's largest next-generation geothermal project. The case study highlights: - How XRC's expertise in USDA lending and sustainability finance supported the project's execution - Fervo CEO Tim Latimer's and X-Caliber Rural Capital Co-Founder Jordan Blanchard's insights on the project's financing structure -How the technology works - The economic impact the project will have on the local rural community, including job creation This case study serves as a powerful example of how X-Caliber Rural Capital is actively shaping the future of energy while promoting sustainability and helping fuel rural economies across the nation. Check out more projects here. https://hubs.li/Q037Ps520

  • X-Caliber Rural Capital is here to help with the USDA Water and Waste Disposal Program. We offer quick access to capital and expert guidance to get your project moving. Whether it's upgrading infrastructure or expanding services, we've got you covered. Here are a few of the program's highlights: ✅Funding for rural areas with populations of 50,000 residents or less ✅Support for repairing damaged infrastructure and upgrading existing systems ✅Opportunities to expand service capacity At X-Caliber Rural Capital, we can provide expedited funding: ✅Access to capital within 60 days of a complete application ✅A potential bridge-to-USDA loan for even faster funding. Plus we have specialized knowledge from USDA OneRD experts, and an efficient, streamlined application process. For long-term financing needs, our affiliate, Rural Capital Solutions, offers additional services including USDA direct-loan application packaging and grant-application writing. Check out some of our transactions here.

  • Here's a quick overview of X-Caliber Rural Capital's Waste and Water Disposal (WWD) OneRD program that includes some recent transactions we closed. As a leading USDA-licensed lender, we're committed to providing innovative solutions for rural communities' infrastructure needs. Here are a few program highlights:  - WWD serves rural areas with populations of 50,000 residents or less based on the last census.  - Loan ranges are from $1MM to $50MM. - Terms can go up to 40 years Take a look to learn who qualifies, how the application process works, and what the eligible uses are. #usdaloans #xcaliberruralcapital #xcaliber

  • If you are going to the Texas Water 2025, it's not too late to set up some time with the X-Caliber Rural Capital team. If you plan on being there and have a project you would like to discuss that needs financing, we may be able to help you. The XRC team has helped with numerous water district located in rural areas under the USDA's Water and Waste Disposal OneRd Loan Program: Here are a few highlights: -Loan ranges of $1MM to $50MM -Maximum loan term of 40 years -Fixed or variable rates Qualified applicants include: -Public bodies -Federally recognized tribes -Non-profit organizations Click here to learn more about the program. https://hubs.li/Q036Ty_L0 Reach out to events@x-caliber.com to set up a meeting with us.

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  • The X-Caliber Rural Capital team is headed to the Texas Water 2025 Conference. If you plan on being there and have a project you would like to discuss that needs financing, we may be able to help you. The XRC team has helped with numerous water district located in rural areas under the USDA's Water and Waste Disposal OneRd Loan Program: Here are a few highlights: - Loan ranges of $1MM to $50MM -Maximum loan term of 40 years -Fixed or variable rates Qualified applicants include: -Public bodies -Federally recognized tribes -Non-profit organizations Click here to learn more about the program. https://hubs.li/Q03cF3n-0 Reach out to events@x-caliber.com to set up a meeting with us.

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  • X-Caliber Rural Capital's latest blog post dives into the USDA Water and Waste Disposal Guaranteed Loan Program, exploring how it can help you secure the funding you need. Here are a few key highlights it covers: - Who qualifies for this program - What kind of funding you can access (think $1MM to $50MM!) - How other districts have used these loans to transform their communities to get the inside scoop on how to leverage this powerful program for your district: Click here to learn more and to learn all about our USDA lending programs. https://hubs.li/Q03cF3Cc0 #RuralWater #USDALoans #WaterInfrastructure #RuralDevelopment

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