TruePlan

🔍 Mental health parity compliance: Is your organization ready? With mental health parity enforcement ramping up, employers must ensure their health plans meet Mental Health Parity and Addiction Equity Act (MHPAEA) requirements or face potential compliance risks. EBSA recently revealed that 25% of its enforcement efforts focus on finding noncompliant health plans. The latest MHPAEA final rule brings new regulations, stricter enforcement and new employer responsibilities. 🚨 What employers need to know: ✅ The latest MHPAEA enforcement updates for 2025 ✅ How to spot potential compliance red flags in your health plan ✅ Steps you can take NOW to stay ahead of regulatory changes 📥 Get the full breakdown in our latest compliance bulletin: https://hubs.la/Q03c78wK0 #MentalHealthParity #MHPAEA #EmployeeBenefits #Compliance #HR #WorkplaceWellness #HealthcareRegulations #TruePlan

It's time for the March 2025 Benefits Buzz issue! 😊 Don't miss the newly released legal updates on ERISA fiduciary breaches and FMLA guidance. Read it today! https://hubs.la/Q03c77-b0 #TruePlan #HumanResources #HRTips #EmployeeBenefits #EmployerTips #ERISA #FMLA

🚨 Attention HR professionals! The clock is ticking on the 2025 ACA reporting deadlines. Have you complied? Here’s a quick recap of key dates, some of which have already passed: ✔ Furnish individual statements upon request by Jan. 31 or adopt on-request distribution methods. ✔ Publish a clear notice on your website by March 3 detailing how employees can access their statements. ✔ File returns electronically by March 31 (or on paper by Feb. 28). Missed a deadline? Learn how to streamline your ACA reporting process and stay compliant. 📖 Dive into the full article for expert insights: https://hubs.la/Q03c6yb-0 #HR #ACAFiling #Compliance #TruePlan #ACA #HumanResources #HRDeadlines

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As of Dec. 31, 2024, the telehealth exception for HDHP/HSA plans has expired. This means that providing telehealth services at no cost (beyond preventive care) could now make employees ineligible for HSA contributions. What should you do next? 👇 1. Review your health plans for compliance. 2. Update coverage details to meet 2025 deductible minimums ($1,650 individual/$3,300 family). 3. Communicate updates to participants through clear and updated documentation. 🔗Learn more about these critical changes and how to address them in our latest blog. https://hubs.la/Q03c7rHW0 #HDHP #HSA #HealthPlans #Telehealth #HR #HumanResources #DataGen

📢 The 𝗙𝗲𝗯𝗿𝘂𝗮𝗿𝘆 𝟮𝟬𝟮𝟱 𝗲𝗱𝗶𝘁𝗶𝗼𝗻 of our 𝘓𝘪𝘷𝘦 𝘞𝘦𝘭𝘭, 𝘞𝘰𝘳𝘬 𝘞𝘦𝘭𝘭 newsletter is here! 🌟 We're focusing on important employee health topics, including: • 𝗧𝗼𝗽𝗶𝗰 𝟭: The Mediterranean diet and why it’s the best. • 𝗧𝗼𝗽𝗶𝗰 𝟮: How to build heart-healthy habits. • 𝗧𝗼𝗽𝗶𝗰 𝟯: The benefits of strength training. • 𝗕𝗼𝗻𝘂𝘀 𝗿𝗲𝗰𝗶𝗽𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗺𝗼𝗻𝘁𝗵: Confetti grain salad Download the latest edition today and empower your team to live and work well every day! 💪 https://loom.ly/asMEoBc #EmployeeWellness #HealthAndWellness #WorkLifeBalance #HR #WellnessAtWork #TruePlan

It's time for the February 2025 Benefits Buzz issue! 😊 Don't miss the 𝘁𝘄𝗼 𝗻𝗲𝘄 𝗔𝗖𝗔 𝗿𝗲𝗽𝗼𝗿𝘁𝗶𝗻𝗴 𝗮𝗻𝗱 𝗽𝗲𝗻𝗮𝗹𝘁𝘆 𝗿𝗲𝗹𝗶𝗲𝗳 𝗹𝗮𝘄𝘀. Learn about them today! https://loom.ly/MUovGAI #TruePlan #HumanResources #HRTips #EmployeeBenefits #EmployerTips #ACA #ACAReporting

These attraction and retention trends are skyrocketing in 2025! 🚀 With 𝟯𝟴% 𝗼𝗳 𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗲𝘀 𝗰𝗼𝗻𝘀𝗶𝗱𝗲𝗿𝗶𝗻𝗴 𝗮 𝗷𝗼𝗯 𝗰𝗵𝗮𝗻𝗴𝗲 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿, organizations must stay ahead of key workforce trends. How will your organization adapt? Read our latest blog post for a recap on: • 𝗥𝗶𝘀𝗶𝗻𝗴 𝘂𝗻𝗲𝗺𝗽𝗹𝗼𝘆𝗺𝗲𝗻𝘁 𝗿𝗮𝘁𝗲𝘀 shifting market power • 𝗔𝗜 𝗮𝗻𝗱 𝗮𝘂𝘁𝗼𝗺𝗮𝘁𝗶𝗼𝗻 driving demand for advanced skills • 𝗚𝗟𝗣-𝟭 𝘄𝗲𝗶𝗴𝗵𝘁 𝗹𝗼𝘀𝘀 𝗱𝗿𝘂𝗴𝘀 influencing benefits decisions • 𝗜𝗻𝗰𝗿𝗲𝗮𝘀𝗲𝗱 𝗿𝗲𝘁𝘂𝗿𝗻-𝘁𝗼-𝗼𝗳𝗳𝗶𝗰𝗲 mandates • 𝗧𝗵𝗲 𝗴𝗶𝗴 𝗲𝗰𝗼𝗻𝗼𝗺𝘆’𝘀 𝗿𝗶𝘀𝗲 challenging traditional employment models 📈 Download our full report here: https://loom.ly/CUdbMOM #TalentRetention #FutureOfWork #EmployeeBenefits #HRTrends #AIWorkforce #GigEconomy #WorkplaceFlexibility #EmployeeExperience #TruePlan

The employee benefits landscape is evolving, and organizations that adapt have a leg up on attracting and retaining top talent. Here are five key trends to watch! 🔍 ✅ 𝗥𝗲𝗴𝘂𝗹𝗮𝘁𝗼𝗿𝘆 𝘀𝗵𝗶𝗳𝘁𝘀: Potential changes to the ACA, Medicare and Medicaid could impact employer-sponsored benefits. ✅ 𝗥𝗶𝘀𝗶𝗻𝗴 𝗵𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 𝗰𝗼𝘀𝘁𝘀: Employers are adjusting health plans to manage 7% to 8% cost increases. ✅ 𝗙𝗮𝗺𝗶𝗹𝘆-𝗯𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀: Expanded paid leave, childcare subsidies and fertility benefits are on the rise. ✅ 𝗚𝗟𝗣-𝟭 𝗱𝗿𝘂𝗴 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲: The debate over covering high-cost weight loss drugs continues. ✅ 𝗧𝗵𝗲 𝗿𝗶𝘀𝗲 𝗼𝗳 𝗯𝗶𝗼𝘀𝗶𝗺𝗶𝗹𝗮𝗿𝘀: Cost-saving alternatives to biologic drugs are gaining traction. Stay ahead of the curve! Download our full report to explore how these trends will shape the future of employee benefits. 🔗 https://loom.ly/h_Cldfk #EmployeeBenefits #HRTrends #FutureOfWork #HealthcareCosts #TalentRetention #HRInsights #WorkplaceWellness #Biosimilars #GLP1 #FamilyBenefits #TruePlan

🚀 Another strong year for markets! But can the rally continue in 2025? The 𝗦&𝗣 𝟱𝟬𝟬 𝘀𝘂𝗿𝗴𝗲𝗱 𝟮𝟱.𝟬𝟮% 𝗶𝗻 𝟮𝟬𝟮𝟰, marking a second straight year of 20%+ returns. While AI-driven growth and strong economic momentum fueled the rally, 𝗴𝗲𝗼𝗽𝗼𝗹𝗶𝘁𝗶𝗰𝗮𝗹 𝗿𝗶𝘀𝗸𝘀, 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗿𝗮𝘁𝗲 𝗽𝗼𝗹𝗶𝗰𝗶𝗲𝘀 𝗮𝗻𝗱 𝗵𝗶𝗴𝗵 𝘃𝗮𝗹𝘂𝗮𝘁𝗶𝗼𝗻𝘀 remain key concerns for investors. 📊 Key takeaways: Equities stayed strong: The 𝗦&𝗣 𝟱𝟬𝟬 𝗴𝗮𝗶𝗻𝗲𝗱 𝟮.𝟰𝟭% 𝗶𝗻 𝗤𝟰, capping off an impressive year. Bond markets remained volatile: Despite three rate cuts, the 𝗕𝗹𝗼𝗼𝗺𝗯𝗲𝗿𝗴 𝗨𝗦 𝗔𝗴𝗴𝗿𝗲𝗴𝗮𝘁𝗲 𝗳𝗲𝗹𝗹 𝟯.𝟬𝟲% 𝗶𝗻 𝗤𝟰. Global uncertainty looms: European markets struggled as 𝗽𝗼𝗹𝗶𝘁𝗶𝗰𝗮𝗹 𝗮𝗻𝗱 𝗲𝗰𝗼𝗻𝗼𝗺𝗶𝗰 𝘀𝗵𝗶𝗳𝘁𝘀 weighed on sentiment. As we move into 2025, investors are asking: How much higher can this market go? 🔗Find out in our full Q4 Market Recap here: https://loom.ly/MT3Puco #MarketRecap #Investing #TruePlan #Stocks #InterestRates #Economy #FinancialPlanning * Please see the full report for citations and disclosures.