Ingo Payments

Embedded banking is the heartbeat of modern fintech innovation—and it starts with Ingo 💚 We’re revolutionizing how money moves, powering billions of transactions for America's leading financial institutions, innovative fintechs, and enterprise brands. Our comprehensive platform delivers bank-grade solutions in issuing, payments, compliance automation, and fraud management, providing a robust, secure, and scalable foundation trusted by fintech entrepreneurs and established enterprises alike. Whether you're a fintech startup, an enterprise brand seeking embedded payment solutions, or a financial institution aiming for streamlined compliance and risk management, Ingo is your starting point. #EmbeddedBanking #FintechInnovation #IngoPayments

Fintech builders have better things to do than juggle multiple integrations. With Ingo’s Modern Money Stack, you get everything—cloud ledgering, compliance automation, risk management, and payments orchestration—in one streamlined platform. Reduce complexity and maximize your operational efficiency. Because your fintech vision deserves clarity, not clutter. #EmbeddedBanking #IngoPayments

We're thrilled to share that Ingo Payments is a finalist for "Best Embedded Payments Solution" at the Banking Tech Awards USA 2025 from FinTech Futures! This nomination speaks volumes about our relentless commitment to reimagining financial experiences for everyone. Why choose Ingo Payments? Because we believe payments should feel effortless, secure, and powerful. Our embedded payments and banking platform runs on a bank-grade cloud ledger, delivering real-time balances and flawless reconciliation to keep every cent in perfect sync. And that's just the beginning. Behind every payment is a robust system of automated compliance and sophisticated risk management tools that safeguard your businesses' and users' transactions. Our advanced fraud screening and account verification mean you can move money confidently. Plus, with proprietary payment routing and flexible connectivity via no-code, low-code, API or fully customizable SaaS platform solutions, your business stays agile and ahead of the curve. Being nominated alongside innovative fintech leaders underscores our deep expertise in embedded banking and reflects our commitment to helping businesses move money smarter, faster, and better. Huge thanks to our incredible team and visionary partners who make this journey possible every day. Let’s keep transforming the future of banking, one innovative payment at a time! #BankingTechAwardsUSA

The future of banking shouldn't be out of reach—it should be at your fingertips. At Ingo, we empower fintech builders with comprehensive embedded banking solutions: 💳 Account and Card Issuing 📲 Mobile Check Cashing ⚡️ Instant Payouts 🌐 Account Transfers 🤝 Seamless P2P Payments All integrated, compliant, and ready to power your vision. Give your fintech product the tools it needs to lead the market. #EmbeddedBanking #IngoPayments

Swipe right—Ingo Payments and Marqeta just matched to redefine embedded banking! 💳 💚 Our team is excited to announce Marqeta as our new issuer processing partner, a huge step forward for our embedded banking products. Why Marqeta? They’ve got the flexible tech and creativity making it easier for financial institutions, fintechs, and enterprises building with Ingo to quickly launch accounts, issue cards, and help their customers move money effortlessly. Imagine a digital wallet that rewards loyal customers instantly, a neobank offering seamless card programs, or an enterprise effortlessly launching branded payment accounts for faster payouts. With Marqeta’s card-issuing expertise, the possibilities are endless ♾️ Together, we’re helping businesses grow by creating financial experiences customers actually love—making it simpler and safer for people to store, move, and spend their money. Ready to explore the future of embedded banking with us? See all the details about the news in the link below ⬇️

Why does your ledger really matter in embedded banking? Because every payment you move has to land somewhere. And if your ledger doesn’t reflect that accurately—in real time—you risk losing more than just money. You lose trust. At Ingo, we built our platform around that simple truth: payments and ledgering have to live together. We integrate both in one stack—giving our clients a clear, real-time view of balances, transactions, and risks. Unlike others who just move money or just track it, we can both process payments and ledger them in one connected, trustworthy system. Here’s why that matters: ▶️ In a shadow ledger setup, our platform mirrors activity across systems (say, via SFTP files or intraday updates). ▶️ In a core-integrated model, we plug directly into the bank’s core in near real-time via APIs. ▶️ Either way, we give you a ledger that’s fast, flexible, and auditable. That means: ✅ Fewer reconciliation nightmares. ✅ Faster launches for new products or fintech partners. ✅ Tighter fraud and balance controls—so users can’t spend money that isn’t really there. If there's one takeaway: You can’t embed banking without a reliable, integrated ledger. Follow Ingo for more on embedded banking infrastructure—or explore our ledger and payments solutions at the link below ⬇️

What happens in Vegas… gets turned into a sizzle reel. (Obviously.) From all the energy at Fintech Meetup to what’s ahead this spring, the Ingo team is back on the road—connecting with fintech innovators and financial institutions to show what’s possible when embedded banking meets true money mobility. 📍Next up: ❇️ FinovateSpring (Finovate) | San Diego | May 21–23 ❇️ American Banker Digital Banking (American Banker) | Boca Raton | June 24–26 We’ll be on-site discussing how Ingo's Modern Money Stack powers risk-managed account funding, card issuing, and seamless payments—all backed by 24+ years of compliance and operational expertise. Want to connect in person? Full details in the comments ⬇️ Thanks to everyone who stopped by our booth in Vegas—see you again soon!

What a week for the Ingo Team at Fintech Meetup in Las Vegas! 🎲✨ We connected with leaders building the future of fintech, dove deep into new embedded banking models, and showcased the power of our Modern Money Stack. From insightful discussions on secure money mobility to conversations highlighting the importance of balancing speed with compliance, it was incredible to share our vision with partners, clients, and fintech innovators. Huge thanks to everyone who joined us at our booth and helped make it unforgettable. Swipe through to see some highlights from our Vegas experience ⬇️ Drew Edwards Jon Gaskell Anita Hayrapetian Sammy Nguyen Rivera Tate Bailey Ben Puddle Marissa Echeverri Matthew Addison Bridget Hall #FintechMeetup #EmbeddedBanking #IngoPayments

Excited to share my latest technical post on service lifetime issues in .NET Core - now featured on the Ingo Payments Developer Blog! After troubleshooting an interesting production issue where an API would mysteriously return error bodies with 200 status codes, I uncovered a subtle but critical misunderstanding in how dependency injection lifetimes interact. The key learning? A Transient service injected into a Singleton effectively becomes a Singleton itself - something that's easy to miss but can cause persistent state issues across requests. Read the full breakdown here: https://lnkd.in/euA9jYZP

Check out the current Payments landscape from Cascadia ⬇️ Their team lays out just how broad the payments landscape really is: dozens of solutions for processing, orchestration, gateways, digital wallets, BNPL, and more. It can look overwhelming at first glance! So here are a few ways to break it down: 1. Define your core needs: From embedded banking to rapid settlement, understanding your pain points makes it easier to hone in on the right providers. 2. Prioritize integration and compliance: A platform that quickly connects with your current tech and finance systems—and meets regulatory requirements—is key to long-term success. 3. Look for scalability: Even if you only need payment acceptance today, you might want embedded banking or new digital channels down the road. Identify and choose experienced partners that grow with you. 4. Finally – Don’t let all those logos intimidate you! Our team at Ingo believes there’s a fit for every unique payment scenario, and our mission is to help you quickly, confidently, and compliantly integrate the right solutions. There's certainly a lot of options. But with the right partner, the opportunities are even greater. We're here to help you navigate the future of fintech, together. #IngoPayments #Fintech #Payments