Zilch

🎧 Love a good podcast? Fascinated by fintech and the story behind what it takes to build one? Add this one to your queue. Our CEO and Co-Founder, Philip Belamant, has been interviewed for an episode of the Secret Leaders podcast 🎙 Philip sat down with the brilliant Dan Murray-Serter 🧠 to share the story behind building Zilch - from the moment he realised the consumer lending industry was broken, to the bold idea that led to the vision of eliminating the high cost of consumer credit - for good 💥 He also spoke about why starting the business in the UK, rather than his native South Africa, was so important. With supportive policies for entrepreneurs and startups, the UK provided world-class launchpad to bring cutting-edge technology to a developed market whilst transforming consumer lending for millions 🌍 And it didn’t stop there. Hear why he co-founded the Unicorn Council of UK Fintech (UCFT) – to help founders and government work together to accelerate innovation and economic growth across the UK. Want to hear more? Tune in to hear how from this vision, Zilch was born and in just a few years became the fastest UK business to reach unicorn status – and get an inside look at what’s next from one of the most ambitious voices in fintech. 🦄 🎧You can listen on Spotify: https://lnkd.in/eWcTyH_M 👀 Or watch on YouTube: https://lnkd.in/e_Nt4sir

As we come to the end of celebrating women’s history month, we want to look back and share the incredible evening we spent at Innovate Finance’s Women in Fintech Powerlist Event, recognising the brilliant women shaping the future of our industry! 💜 Our VP of Service Performance, Ruchi Mohabe, recognised in the Powerlist Standout 45, joined a panel to share her inspiring journey of switching industries and countries, highlighting how diversity drives more inclusive products. With women making up just 17% of fintech leadership, the opportunity to drive real change has never been greater. With over 50% of our senior head-of roles and above held by women, Zilch is proud to have over half of its senior team made up of talented female leaders. This reflects our commitment to inclusive career pathways and empowering more women to lead the future of fintech 🤝 A huge thank you Iana Dimitrova CEO, OpenPayd, Cordelia Kafetz Director of Financial Risk, Starling Bank, and Clare Gambardella Chief Customer Officer, Zopa Bank for sharing their journeys, and the brilliant Kennedy Masterton-Smith, Global and UK Head of Financial Services, KPMG Law’s, for moderating the panel, and. Conversations like these reinforce why diversity, collaboration, and representation matter now more than ever. And of course, a massive thank you to Janine Hirt, the Innovate Finance team, and especially Amelia Martinez for bringing this event to life 🙌 Thanks also to the KPMG UK team - Hannah Dobson, Lauren Taylor, Katie Greensmith - for hosting us! #Fintech #Zilch #Payments #InnovateFinance #VoiceOfFinTech #WomenInFinTech2024 #WIF2024

Wow, what a way to end March! The Financial Times have just released their official 2025 analysis of Europe’s 1,000 fastest-growing companies and we’ve made the list! 👀 Exciting to see Zilch ranked: 🦄 The UK’s fastest-growing private fintech valued at over $1 Billion  🏆 Number 2 in Fintech and number 11 in 1,000 overall 🚀 Second fastest-growing company in the UK overall This recognition validates the hard work of our team and the strength of our strategy. From day one, we’ve built Zilch on first principles with a clear mission: to eliminate the high cost of consumer credit. For good. 💚 We’re still early in our journey, but this is a strong signal we’re heading in the right direction. Thanks to Poppy Gustafsson and Brent Hoberman for their kind words recognising this achievement. 📖 You can view the full list here: https://lnkd.in/dayJPBxi #FT1000 #Fintech #Growth #Zilch #Payments #FinancialTimes

Earlier this week, Zilch was proud to have helped StepChange Debt Charity kick off Debt Awareness Week with their first session at #Zilch HQ yesterday. A big thanks to the brilliant Richard Lane, Chief Client Officer of the charity, for joining our #panel to speak about the crucial need of educating consumers about debt and the importance of being FCA regulated. Opened by our CCO, Ryan M., and hosted by our VP of Service Performance, Ruchi Mohabe, the session saw our SVP of Credit, Fraud & Collections, Syed Yasir Rizvi, and Richard discuss the critical role responsible lenders like Zilch play in helping millions of consumers manage their finances responsibly. Topics included: ✅ Regulation as a force for good in the BNPL lending space  ✅ Support those who need it to gain access to responsible  and affordable credit ✅ Reducing the stigma around seeking help and debt advice A huge thank you to Richard, Syed, and Ruchi for leading such an important, engaging, and necessary conversation with our staff over lunch. Back in January 2023, Zilch partnered with StepChange, becoming the first BNPL provider to do so. See the comments to read more about our work together on our blog. #DebtAwarenessWeek #FinancialWellbeing #StepChange

Yesterday, Rt Hon Rachel Reeves and HM Treasury invited our CEO & Co-founder, Philip Belamant, and prominent UK #fintech leaders to No. 11 Downing Street to discuss key growth opportunities and how the government can streamline #regulation and enhance the UK’s capital markets. Fintech scale-ups are essential to the UK economy. Why?   🦄 In the UK, almost half of all unicorns are fintechs. 💰 The sector is projected to contribute £14 billion in GVA to the economy by 2030 and create over 130,000 skilled jobs - almost double the current 76,500. That’s why we co-founded the Unicorn Council for UK FinTech #UCFT with Innovate Finance to remove barriers and help companies scale and list in the UK.  The work continues! 🚀 #Zilch #Credit #Payments

A huge congratulations to these four powerhouse Zilch women. We’re so proud they have been recognised on the Innovate Finance Women in FinTech Powerlist! 🎉 🌟 Kirsty Spickett  – SVP Marketing 🌟Ruchi Mohabe – VP Service Performance 🌟 Amy Sandys – General Counsel 🌟 Helen Pericleous – VP People & Talent We are honoured to have such inspiring leaders driving innovation and making a real impact at Zilch and across the fintech industry 💜🚀 A massive thank you to the entire Innovate Finance team and CEO Janine Hirt for organising another incredible list 🥂 Take a look at the full list here: https://lnkd.in/eJi7ZaTm #WomenInFintech #Fintech #InnovateFinance #Zilch #Powerlist2024

Last week at Zilch, we all came to together to celebrate International Women’s Day with an inspiring panel discussion featuring incredible leaders in UK fintech and technology  ✨ We were honoured to host and hear from Janine Hirt, CEO of Innovate Finance, Tricia Troth, UK GM of Amazon Web Services (AWS), and our very own SVP of Marketing Kirsty Spickett, and General Counsel Amy Sandys. Welcomed by our CEO Philip Belamant and moderated by Emily Thomas, they shared some of their insights on: 💡 The challenges women still face in the workplace 🤝 Ways they found strength and how we can all become better allies 🚀 What needs to change to create a more inclusive future for fintech A huge thank you to everyone who joined us. Your support and engagement shows that real change can happen when we come together. Let’s keep the conversation going and continue #AcceleratingAction for the next generation of leaders! 💜 #IWD2025 #WomenInFintech #InclusiveLeadership #Zilch

Smarter. Fairer. More rewarding.   That’s how we’re rethinking payments - and our customers love it! 💚  At Zilch, we make it easier to keep more money in your pocket. From flexible payments to great service, the reviews say it all. ⭐ See why we’re rated Excellent on Trustpilot 👇

Sometimes, it’s the little things 🫶 This week, Sarah Holland from our team stepped out of the office to spread some love - one coffee at a time ☕ Because at Zilch, giving back and rewarding others isn’t just what we do - it’s who we are 💌 Paying for your coffee? That’s our love language 💚 Watch the reactions and let us know - what’s the best random act of kindness you’ve received? 👇 #ShareTheLove #Zilch #RandomActsOfKindness

Technology is at the heart of Zilch - literally, it’s in our name! Well, our full name: Zilch Technology Limited - but it's not like we go around introducing ourselves like that 😉 We’ve built Zilch using AI and ML from day one, and our Engineers, Data Scientists, and Technologists have developed what is now recognised as the UK’s ‘Financial Institution of the Year’ and ‘Fastest Growing Financial Services Firm’. Most recently, we were also named the UK’s fastest growing private tech company valued at over $1bn by The Sunday Times in their 2025 Tech 100. But a world-class payments platform doesn’t build itself - it’s powered by brilliant teams and individuals who innovate every day 🚀 This is why we take the time to celebrate our people. We recently hosted the 3rd Annual Engineering & Technology Awards - our biggest yet! Huge shoutout to our teams in the UK and Poland - we see you and we couldn’t do it without you 💚 Trophies, Zilch Rewards, Photos, and of course, cakes in the kitchen - all well deserved! 🍰 Does all this appeal to you? Want to be part of Zilch’s journey? Well, we’re hiring! Click here to see if we have something for you and follow as more jobs are appearing 👉https://lnkd.in/e4bCH9YY #Zilch #Fintech #Credit #Payments #BNPL #Technology #Innovation