PhillipCapital

While insurers, doctors, and hospitals are often at the forefront of discussions around managing healthcare costs, individuals play an equally vital role.   As Singapore approaches super-aged status by 2026 and healthcare expenses continue to climb, it's more important than ever to ask: how can individuals actively contribute to keeping healthcare affordable?   In this interview, Louis Koay, Senior Financial Services Director at Phillip Wealth Advisory, shares his views on this topic.   The Straits Times subscribers can read this article from: https://lnkd.in/dNSZUYYY   Connect with Louis Koay at tinyurl.com/TTPLouis   For more info or queries, visit www.phillip.com.sg or email talktophillip@phillip.com.sg   #PhillipCapital #YourPartnerinFinance #Servingyousince1975 #PhillipWealthAdvisory #PhillipCapitalEntrepreneurs #PhillipCapital50 #GrowingTogetherGratefulAlways

As we mark PhillipCapital’s 50th anniversary this year, we’re incredibly humbled and honoured to celebrate a record-high number of Financial Specialists who have achieved the prestigious 2025 Million Dollar Round Table (MDRT) recognition — placing them among the world’s most accomplished financial professionals. This milestone is only possible because of your trust and continued support, that drives our consultants to go that extra mile to deliver financial advice that protects and empowers you and your loved ones. From all of us at PhillipCapital, thank you for being part of our journey. We remain committed to serving you with heart, excellence, and integrity — for the next 50 years and beyond. #PhillipCapital #ServingYousince1975 #YourPartnerinFinance #TalktoPhillip #PhillipWealthAdvisory #PhillipCapitalEntrepreneurs #PhillipCapital50 #GrowingTogetherGratefulAlways #MDRT2025

Is market momentum starting to fade? Ongoing trade tensions and weakening consumer confidence in the US are sparking recession concerns. Meanwhile, the “Magnificent 7” tech giants are facing a slowdown after a strong 2024, putting their growth prospects under the spotlight. Gain market insights from Cedric Ho, Portfolio Manager at PhillipCapital as he discussed this topic with Hongbin Jeong and Chua Tian Tian on MONEY FM 89.3 “Money Matters” podcast. Listen to the podcast here: https://lnkd.in/gdE-Y9QM Connect with Cedric Ho at bit.ly/TTPcedricho For more info or queries, visit www.phillip.com.sg or email talktophillip@phillip.com.sg #PhillipCapital #YourPartnerinFinance #Servingyousince1975 #PhillipWealthAdvisory #PhillipCapitalEntrepreneurs #PhillipCapital50 #GrowingTogetherGratefulAlways

Back in late 2022, depositors enjoyed a favourable environment as banks competed for funds by offering attractive interest rates on savings accounts. But with rates now on the decline, what are some safe and smart alternatives for your savings?   In this interview, Louis Koay, Senior Financial Services Director at Phillip Wealth Advisory, shares his views on this topic.   The Straits Times subscribers can read this article from: https://lnkd.in/g6Cc3pFv   Connect with Louis Koay at tinyurl.com/TTPLouis   For more info or queries, visit www.phillip.com.sg or email talktophillip@phillip.com.sg   #PhillipCapital #YourPartnerinFinance #Servingyousince1975 #PhillipWealthAdvisory #PhillipCapitalEntrepreneurs #PhillipCapital50 #GrowingTogetherGratefulAlways

With Singapore banks cutting interest rates on their flagship savings accounts, is it time to stay put, make a switch, or explore investment options?   In this interview, Elijah Lee, Senior Financial Services Manager at Phillip Wealth Advisory, shares further insights on optimising your cash strategy, navigating fixed income products, and building a balanced asset allocation.   Listen to his insights with Michelle Martin on MONEY FM 89.3’s “Your Money with Michelle Martin” podcast. Listen to the podcast here: https://lnkd.in/gQyWag2N Connect with Elijah Lee at bit.ly/TTPelijah  For more info or queries, visit www.phillip.com.sg or email talktophillip@phillip.com.sg #PhillipCapital #YourPartnerinFinance #Servingyousince1975 #PhillipWealthAdvisory #PhillipCapitalEntrepreneurs #PhillipCapital50 #GrowingTogetherGratefulAlways

In the wake of one of Wall Street’s most significant equity sell-offs in recent years, bold investors might see an opportunity to buy the dip. However, equity analysts are urging a more cautious approach, recommending a shift toward risk-off strategies and defensive positions instead.   In this interview, Louis Koay, Senior Financial Services Director at Phillip Wealth Advisory, shares his views on this topic.   The Business Times subscribers can read this article from: https://lnkd.in/gwSu8ziY Connect with Louis Koay at tinyurl.com/TTPLouis For more info or queries, visit www.phillip.com.sg or email talktophillip@phillip.com.sg    #PhillipCapital #YourPartnerinFinance #Servingyousince1975 #PhillipWealthAdvisory #PhillipCapitalEntrepreneurs #PhillipCapital50 #GrowingTogetherGratefulAlways

It was an insightful evening at the "Your Wealth, Managed Smarter" seminar organised by our Phillip Investor Centre at our Singapore Headquarters at Raffles City Tower on 8 Apr 2025. We are truly grateful for the overwhelming support and participation from all attendees. From thought-provoking market perspectives to practical strategies, the evening was filled with engaging conversations about building a diversified and resilient portfolio, smart approaches to long-term wealth accumulation, market outlooks and the role of professional wealth management in today’s economy. To everyone who joined us — thank you for being part of this enriching experience. We hope you left with valuable perspectives to navigate today’s market opportunities. We look forward to welcoming you to our next event. #PhillipCapital #YourPartnerinFinance #Servingyousince1975 #PhillipCapital50 #PhillipInvestorCentre #Havenport #FinancialLiteracy #MarketInsights #GrowingTogetherGratefulAlways

While total retrenchments fell in 2024, the uptick in Q4 serves as a timely reminder — job security can still be uncertain. So how can you financially future-proof yourself in today’s landscape? From building emergency funds to diversifying your portfolio and planning for the unexpected, Yee Shen Hao, Financial Services Manager at PhillipCapital, shares practical strategies to stay resilient. In this interview, Yee Shen Hao, Financial Services Manager at PhillipCapital, delves into this topic with Michelle Martin on MONEY FM 89.3’s “Your Money with Michelle Martin” podcast. Listen to the podcast here: https://lnkd.in/gsXMdiMe Connect with Yee Shen Hao at https://bit.ly/shenhao For more info or queries, visit www.phillip.com.sg or email talktophillip@phillip.com.sg #PhillipCapital #YourPartnerinFinance #Servingyousince1975 #PhillipWealthAdvisory #PhillipCapitalEntrepreneurs #PhillipCapital50 #GrowingTogetherGratefulAlways

Is your savings account still delivering the returns you expect? Many flagship savings accounts offer tiered interest rates that reward higher balances and banking activity. In late 2022, these rates rose sharply amid a high interest rate environment. However, with expectations of rate cuts, banks have started lowering these rates — UOB was the first to do so in May last year.   In this interview, Elijah Lee, Senior Financial Services Manager at Phillip Wealth Advisory, shares further insights on this topic.   Read this article here: https://lnkd.in/gpruh-zB Connect with Elijah Lee at bit.ly/TTPelijah  For more info or queries, visit www.phillip.com.sg or email talktophillip@phillip.com.sg #PhillipCapital #YourPartnerinFinance #Servingyousince1975 #PhillipWealthAdvisory #PhillipCapitalEntrepreneurs #PhillipCapital50 #GrowingTogetherGratefulAlways

We are pleased to share the successful completion of our Inaugural AFP® (Associate Financial Planner) training programme — a key milestone in our mission to raise the bar in financial advisory service. Congratulations to the first cohort of 30 participants who have taken this important step towards achieving excellence in financial planning.This marks the beginning of our broader goal to equip another 500 staff and representatives with the skills and knowledge to better serve our clients. We look forward to advancing financial advisory standards in partnership with FPAS and further milestones on this shared journey. #PhillipCapital #YourPartnerinFinance #Servingyousince1975 #PhillipWealthAdvisory #PhillipCapitalEntrepreneurs #FPAS #AFP #TrainingExcellence #EmpoweringAdvisors #PhillipCapital50 #GrowingTogetherGratefulAlways