If You Live to Be 100, How Will You Fund Your Retirement? Why You Need Cost-Conscious Financial Planning
A long-time client recently asked us to help review his family’s financial plan. He had moved out of California, and a big liquidity event took place when he sold the family home. He had also just become a grandpa, so creating a legacy of generational wealth was also part of the conversation. What struck us was his shock when we put together a model in which he’d live to be 100.
Will you be able to afford your retirement if you live to be 100? Many people think about turning 65 and sailing off into the sunset without a worry in the world. The reality is that we are living much longer than at any time in history, and with the pace of medical advancements, you have a better chance of making it to your century than most people who have ever lived.
Guild Investment Management is a registered investment advisor (RIA) with more than four decades of experience helping its clients manage their wealth -- and we’re now starting to help them create financial plans that will let them enjoy their retirement and provide for their families in the way they’d always hoped.
Building a financial plan is a complimentary service we are offering to our clients -- and we’d like to offer the same service to you for no charge.
At Guild, we are especially sensitive to financial plans that contain products with hidden fees, such as high front-end load mutual funds or annuities. Those hidden fees, over the course of time, can make it harder to reach your goals. We believe that the costs of implementing your financial plan should be transparent and easy for you to understand. Also, we’re not salesmen. As our clients’ fiduciaries, we are privileged and obliged to act solely in our clients’ best interests.
If you have $500,000 or more in investable assets, we invite you to call us and schedule a visit to our Los Angeles office. There, we can discuss your current financial plan and offer you clear-eyed and cost-conscious advice on how to chart a path forward in your financial future. Even if your retirement is a few decades longer than you’re expecting right now.
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