Invoice Ninja with Wipay Plugin

Developing, implementing and integrating online payment processing facilities locally for websites in Trinidad for me has been a difficult and depressing road. From explaining the logistics of doing it and the technical aspects of it, it has been a strain on my morale because things were not as straight forward and easy as 1, 2, 3. Though we now have ways of achieving the results, it has been a difficult task when dealing with the inexperience small and micro enterprise who just wants to setup an online store and sell their retail items.

First Atlantic right now is the goto locally when you want to get things setup legitimately. But not as practical or economical for small and micro enterprises in my opinion. But in comes Wipay.....simple! It is as simple and as basic as it looks. Sign up, verify your bank account and you good to start. Wipay works for the basic user to send money easy, from one individual to another either via your Wipay account or receive via credit card. Wipay also offers the ability to act as a credit card processing gateway. So you can run your e-commerce website with a Wipay integrated payment system. So I signed up to try out my Wipay.

So I have an accounting software called Invoice Ninja which allows me to manage and email my invoices to my clients and has a payment utility built in so it can also accept payments online. It's got Paypal, Stripe, 2checkout etc. integrated but No FAC and No Wipay. No problem! I'm a developer :-). Wipay has an API system. Young for now but useful for now. It took me a while as the process flow was not the usual for a payment gateway but managed to get it fully integrated using a PHP Framework and help from Invoice Ninja's plugin standards.

Wipay works and with its nominal transaction fees it does offer merchants( who do not have that high volume traffic/ processing) the platform needed to open an e-commerce storefront. It is still however a young startup and I see some room for vast improvement and revision of some of their approaches but as far as I am concerned, the best "alternative concept" thus far for people like us. Unless of course your business and bank account is established in the U.S.. Easy Peezey!