Is success about working harder or working smarter? We’ve all heard that hard work pays off, but in today’s fast-paced world, effort alone isn’t always enough. It’s just as important to focus on the right things, use the right tools, and manage your time effectively. What do you think—does success come from grit, strategy, or the right mix of both? #BersamaLebihBermakna #BersamaRayakanMakna #ExperienceMore #DoGoodBeGreat — PT Bank SMBC Indonesia Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI), dan merupakan peserta penjaminan LPS.
