Philip James Independent Financial Advice’s Post

If milionaires are investing in property why aren't you ? You can invest in property with as little as a few thousand! We work with government backed housing associations to provide Social Housing Opportunities requiring just £13,500 but generates a £21,600 return! It is also hands free as the housing associations take on all the maintenance, voids and management. If you are interested dm us and we will send you more information. #propertyinvesting #socialhousing #interestrates

Did you know? We work with Angel Investors on our projects providing a 100% hands off, completely passive investment option! 💸 We target tired, dated, rundown and empty properties that present opportunities to add value… 📊 Vacant dwellings in Lancashire increased a further 1,584, up from 40,598 in 2022 to 42,182 in 2023! 🤯 Transforming these properties enables us to tackle the UK’s housing crisis by increasing the availability of housing and standard of living as we create brighter futures for investors and communities! It goes beyond this though... People don’t consider that empty properties aren’t just eyesores - they become a burden on communities! Here’s why: 💸 Drain on council resources 🏗️ Fall into disrepair, damaging neighboring homes 📉 Devalue the local area 🚨 Magnets for crime and anti-social behavior Drop us a DM to learn more 📲 #PropertyInvesting #PropertyInvestment #PropertyInvestor #AngelInvestor #AngelInvesting #Renovation #RenovationProject #FinancialFreedom #PassiveIncome #WealthCreation

📢 Our CEO Nick Atkin shares his reaction to the Government's #PlanForChange. 'The Government’s renewed commitment to delivering the largest building programme in 50 years is a welcome and timely step in tackling the housing crisis. 'We're encouraged by plans to publish new 10-year housing and infrastructure strategies in the Spring. These strategies are crucial for providing much-needed certainty for both housing associations and the wider supply chain. 'However, their success depends on significant, long-term investment in social housing. To deliver meaningful change, we urge the Government to prioritise the reclassification of investment in housing as infrastructure spend. 'Only by doing so can consistent funding be assured, which will then deliver the pipeline of new homes needed, alongside the decarbonisation of existing homes and the regeneration of our towns and cities. 'Ahead of the Spending Review, we’re also calling for a 10-year rent settlement to provide long term certainty to support investment as well reforms to Right to Buy to protect the existing social housing stock. 'At Yorkshire Housing, we know how providing safe, warm, and affordable homes transforms lives, strengthens communities, and drives economic growth. That’s why we stand ready to work with the Government to turn this ambition and plans into reality.'

Senior official Joanna Key has outlined three things the government has to fix as part of its upcoming 10-year housing plan. James Riding reports https://lnkd.in/efc9PT94 #UKhousing #UKgovernment #SocialHousing

Immersed in all things residential, M&G’s Chris Jeffs shares his views on how to lift some of the barriers facing investors in affordable housing in this thought-provoking article by Property Week on the opportunities and challenges around providing single-family housing. Read more here https://ow.ly/SnT050SttYR Undoubtedly, institutional capital is a fundamental part of the solution to the UK’s housing problem, yet – as the article highlights – obstacles range from a lack of public funding to a shortage of available land and a lengthy and complex planning process. In Chris’s view, releasing more publicly owned land, increasing subsidies or incentives for favoured tenures and streamlining the planning process could go a long way to overcoming some of these issues. He also highlighted the importance of collaboration between the public and private sectors in order to boost investment and create more affordable housing. “Helping to create a common language to enable better communication between two very different types of organisations will also be vital to be able to achieve the shared goal of putting institutional capital to work in the social housing sector,” he noted. #MandGRealEstate #marketingcommunication

The sector faces a stern test to get to the latest target of 300,000 homes annually, let alone meeting the affordable housing needs. Solutions will need to be multifaceted with multi tenures, for various age groups, for sale, for rent, public private partnerships, planning reform, better planning resource, and above all else a determined, strong and consistent leadership. Change is ahead and a chance to revisit policy, reset targets, and engage with the next government. Exciting times ahead for the sector. Good article Chris.

Getting anywhere near 300,000 homes per annum will require two absolutley critical elements; 1. Huge public investment (i use the term investment not subsidy) into new build social rent and intermediate rent housing. 2. A construction supply chain with the capacity to build that amount of housing. That supply chain simply does not exist right now and nor is it an easy fix never mind a quick fix. (Please please don't tell me MMC Cat 1 and 2 can come to the rescue). NOTE: without a supply chain then the mere fact that demand will massivley outweigh supply of construction will result in a cost spiral which will halt private (viability) and public (increased investment per home) housebuilding in its tracks. We don't just need Minister for Housing we will also need a Minister for Construction and a coherent, joined up, long term plan from Govt (with cross party support) which pivots us to deliver in years 5-10, 10-15.

Housing chiefs have said that Scotland is in the invidious position of tackling a lack of homes while the country has been rendered 'almost uninvestable' for investors. A bid by the Scottish Government to clarify aspects of planned rent controls under its new Housing (Scotland) Bill instead prompted housing companies to call for more clarity. While rent controls are seen as a critical tool to help tackle the country’s housing crisis, housing industry figures have pointed to billions of pounds worth of housing investment being stalled amid uncertainty around returns. It comes as the Scottish capital's first build-to-rent launch of the year took place this week. My Business Week column: https://lnkd.in/e-CgQ2sh #rentcontrols #housingbill #housingemergency

A housing industry leader has put forward proposals it is claimed could restart billions of pounds worth of stalled investment in new homes in Scotland. The senior figure said that without key rent control exemptions, the Scottish housing industry will be 'fighting for investment but with one arm tied behind their back by our own laws'. As the new Housing (Scotland) Bill moves to a crucial next stage, David Melhuish, chief executive of the Scottish Property Federation, said specific identified actions could be taken to help 'restore investor confidence and unlock tens of thousands of new homes for rent'. My Business Week column. Article: https://lnkd.in/epxQbCz2 #rentcontrols #housingbill #housingemergency #buildtorent

Fitch adds a new Social Housing provider to its rated portfolio, with its first-time rating of Peabody Trust: https://lnkd.in/dMj5nHRM #FitchRatings #SocialHousing #HousingFinance