💡 Navigating financial waves requires foresight, adaptability, and strategic risk management. IDFC FIRST Bank's experience with the toll tax waiver provides crucial lessons for the financial world. 🌊💰 In our latest case study, we explore how the toll waiver impacted profitability 📉 and share prices 📊, and discuss proactive strategies to mitigate such challenges in the future. From understanding the exposure to learning about risk management and remediation, this is a playbook for resilience in an unpredictable environment. 💡🔍 👉 Dive in and turn these insights into a blueprint for financial stability and success! #RiskManagement #FinancialStability #StrategicPlanning #FinancialServices #BankingInsights #CaseStudy #BusinessResilience #RiskMitigation #IDFCFIRSTBank #FinanceStrategy
Pankaj Kumar, FCA, CFE, DISA’s Post
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Mr. Vaidyanathan V, MD and CEO of IDFC First Bank, delivered the keynote address on "Opportunities, Risks, and New Age Risk Management" at TransUnion CIBIL 14th Annual Credit Information Conference 2024. Stay tuned to learn more insights. #FinancialInclusion #MSME #CreditMarket #DigitalLending #Banking
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Did you know?? FACE's chief executive Sugandh Saxena said in a statement that the digital lending sector is responsibly driving ahead with a sharp focus on customer-centricity, compliance, risk management and sustainable business models. #fintechfact #FintechGrowth #NBFC #LoanDisbursement #FinancialEmpowerment #ConsumerLending #FintechInnovation #NonBankingFinance #DigitalLending #FintechSolutions #FinancialServices #BusinessGrowth #NBFCsInIndia #TechDrivenFinance
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Breaking News: #Citi fined $136M by US regulators for risk management flaws. What does this mean for the future of big banks? #FinanceNews #BankingIndustry #Regulations #CitiFined - 17 more news today at youtube.com/@baypayforum
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Breaking News: #Citi fined $136M by US regulators for risk management flaws. What does this mean for the future of big banks? #FinanceNews #BankingIndustry #Regulations #CitiFined - 17 more news today at youtube.com/@baypayforum
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Are you attending S&P Global's Community Banker Conference this year? Don't miss the May 21 10:30 session Preparing for the Unknown: Spotlight on Credit and Risk. SRA Watchtower's very own Shawn M. Ryan, CFA will be joining the expert panel to discuss credit risk considerations and key risk management practices. #RiskManagement #ERM #Banking #CommunityBankers
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India's shift to the ECL framework marks a significant advancement in credit risk management, enhancing transparency and accountability in the financial sector. This dynamic model is set to transform how banks forecast credit losses and manage risks, fostering a more resilient financial system. Read the full article by Jatin Kalra, Partner, FRAS, #GTBharat: https://brnw.ch/21wPqO3 #CreditRisk #ECLFramework #FinancialInnovation
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In today’s rapidly changing financial landscape, managing IRRBB (Interest Rate Risk in the Banking Book) and CSRBB (Credit Spread Risk in the Banking Book) poses considerable challenges for financial institutions. With evolving regulatory guidelines and dynamic market conditions, institutions must take a proactive and strategic approach to risk management. In our new #WoltersKluwer whitepaper, "Excelling in IRRBB and CSRBB management: Strategic approaches for CROs" we explore the drivers shaping the current market situation, the top priorities for Chief Risk Officers and their teams, and the steps banks must take to overcome implementation hurdles to not only achieve sound risk management but also maintain their competitive edge. Access here! https://loom.ly/FQwqIzk #OneSumX #IRRBB #CSRBB #ALM #RiskManagement
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Lessons from the IL&FS Crisis: Strengthening Credit Risk Management This episode in India’s financial history exposed how gaps in credit risk practices—such as overleveraging, concentration risk, and inadequate monitoring—can have far-reaching consequences, not just for individual institutions but for the entire financial ecosystem. Key Takeaways for Financial Institutions: Independent Risk Assessments: Rely on comprehensive evaluations rather than borrower projections or third-party reports. Portfolio Diversification: Avoid overexposure to single borrowers or high-risk sectors. Early Warning Systems: Continuously monitor borrower performance and flag potential risks early. Transparent Structures: Simplify organizational setups for better financial visibility and risk assessment. Regulatory Compliance: Proactively align with evolving guidelines to stay ahead. The IL&FS crisis is a stark reminder that strong credit risk governance isn't just about compliance—it's about sustainability and trust. At Prime Equation LLP, we specialize in process re-engineering and risk frameworks tailored to the unique needs of Banks, NBFCs, and Fintechs. By leveraging our expertise, we help institutions build robust systems that anticipate risks, manage exposures, and enable growth. #CreditRisk #FinancialResilience #RiskManagement #PrimeEquationLLP #LeadershipInFinance
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Jeff is serving up some credit risk management today with a side of stress testing & ABL field exams. These are just a few of the ways our team can support your community bank. Visit www.BankAdvisorsLtd.com to learn more. #Banking #Bankers #CreditRisk #CommercialLending #CommunityBanks #IllinoisBankers
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Discover how an Internal Rating Solution from #ICRAAnalytics empowered a leading public sector bank to achieve superior risk management and enhanced performance. Read more 👇https://lnkd.in/dQDsVX6T #ICRAAnalytics #creditscoring #creditriskmanagement #creditrisk #banking #nbfcs #internalratingsolution #creditriskscoringtool
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