"Ready to apply for a home loan? Make the process smoother by sorting your paperwork before you fall in love with a home. Here’s what most banks require: • Your South African ID or valid passport • 3 months' payslips • 3 months' bank statements • Proof of employment • Info on existing debt • Signed Offer to Purchase And if your situation is a little unique—like self-employment, rental history, or previous divorce—there might be a few extras to gather. Keep all your documents in one easy-to-access folder, and check your credit report in advance. It shows you're prepared and responsible—two things banks love to see. Need help navigating the process? Our team is here to support you every step of the way! #JustProperty #PeaceOfMindDelivered #CreatingWealthThroughProperty"