Zest AI

Big news: Zest AI has been named “Best FinTech for Corporate Banking, Lending, and Brokerage”! 🥇 Lending is often riddled with complexity, delays, and outdated decisioning systems. At Zest AI, we’re changing that system to empower financial institutions into making faster and more accurate lending decisions. Thank you The Cloud Awards for acknowledging what we’ve always believed: smart, efficient AI can unlock a more accessible financial system. #Fintech #CorporateLending #AIBanking #FutureOfLending #AIinLending #AIinFinance https://lnkd.in/eq-cMsMA

Let’s cut through the noise: what’s the difference between machine learning (ML), generative AI (GenAI), and agentic AI? ML: Great at predictions and pattern detection GenAI: Insightful, creative, and prompt-based Agentic AI: Takes the wheel—plans, acts, adapts In lending, each plays a different (but crucial) role. Understanding how they work together can shape smarter strategies and better results for your customers and your business. Ready to see where your institution stands on the AI adoption curve? Read the full breakdown to explore real use cases, challenges, and what’s next for agentic AI. #MachineLearning #AI #GenAI #AIinLending #Fintech #FinancialServices 

Lenders are falling behind in the AI era. Here’s why: 73% of lenders lack the analytics capabilities they need to compete. Most rely on legacy reporting tools that deliver insights weeks too late. As AI reshapes 75% of banking roles, institutions that don’t adapt will be left behind. In partnering with lenders of all sizes, we’ve witnessed this intelligence gap firsthand—and we’re doing something about it. Join us on the mainstage at #MeridianLinkLIVE as Mike de Vere discusses how financial institutions can modernize their lending practices with high-powered #GenAI. #AI #FinancialServices #Fintech

AI is quietly but powerfully reshaping small business lending. But how? From automating routine processes to improving credit decisioning, AI is helping lenders serve SMBs more efficiently and effectively. In fact, 80% of lenders believe AI is improving the lending process (Zest AI & Cornerstone Advisors). This Forbes article breaks down how AI is revolutionizing SMB lending, and the crucial risks and responsibilities that come with it. https://lnkd.in/g-R2-3Q7

Lenders: the tariffs are poised to make auto prices soar. What’s your strategy? With rising vehicle costs and elevated delinquencies, financial institutions are under pressure to protect portfolios without shutting out good borrowers. But knee-jerk reactions (like tightening credit indiscriminately) can backfire. The better path? Smarter lending strategies powered by proven AI, allowing for fast, informed decision-making even as conditions shift. Lenders need to ask: • Can you see why a model made a lending decision? • Can you adjust your strategy quickly without weeks of dev cycles? • Are you getting deep insights that actually guide your next move? In volatile times, precision beats panic. The smartest lenders will lead the way. #AutoLending #CreditRisk #Fintech #ResponsibleLending #AIUnderwriting #Strategy #GenAI #AI #Tariffs

#FintechTuesday: Two-thirds of Americans have been scammed. And for many, it’s still happening. New data from Bankrate reveals a harsh truth: 68% of Americans have experienced financial fraud, and more than a third were targeted just in the past year. Scammers are getting smarter, but thankfully, so are consumers: ✔️ 89% are taking steps to protect their finances ✔️ 69% avoid suspicious links, 53% monitor their accounts, and 49% use two-factor authentication But here’s the kicker: even among those who protect themselves, 73% still fell victim to fraud at some point. What does this mean for the financial services industry? It’s time to evolve. Financial protection can’t rest solely on consumers. Lenders must build smarter systems, adopt AI-powered risk models, and detect fraud before it happens. We're working to help lenders spot red flags faster and protect consumers better with technology that sees patterns fraudsters can’t hide behind. Because every American deserves to feel secure in their financial future. #FinancialFraud #Fintech #AIforGood #ConsumerProtection #BankingInnovation #CreditUnions #LendingSecurity

Cruising into the weekend like…

BREAKING: Zest AI has been taken over by pets. In honor of #NationalPetDay, we’re giving a big shoutout to the furry, scaly, feathery, and shrimpy companions who brighten our days and remind us to take breaks. Drop a pic of your WFH sidekick in the comments…who’s your co-CEO?

We’re taking the main stage at #MeridianLinkLIVE! From May 5-8, meet with the team at Zest AI and join Mike de Vere for his keynote: “Lending 3.0: GenAI and the Future of Lending Intelligence" on May 7 at 1:30 PM. We can’t wait to show you what’s possible with LuLu—the first-of-its-kind GenAI platform that delivers lending intelligence at your fingertips. No more waiting weeks for reports or cobbled-together tools. Just smart, simple, swift insights tailored to your financial institution. See you there! #GenAI #AI #AIinLending #FinancialServices

What if getting answers about your lending business was as easy as just… asking? Meet LuLu—your AI-powered intelligence platform built for smarter, faster decisions. With LuLu, you get: ✔️ Intelligence based on your institutional data, industry data, and Zest AI’s proprietary lending data ✔️ Easy access to instant insights  ✔️ No special skills required Try LuLu today and unlock your AI-powered, competitive edge. #LendingIntelligence #Fintech #AIinLending #GenAI #Innovation