Watkins Insurance Group’s cover photo
Watkins Insurance Group

Watkins Insurance Group

Insurance

Austin, Texas 1,826 followers

Privately Owned. Austin Based.

About us

Privately owned. Austin based. Watkins Insurance Group is the advocate of choice for insurance and risk management solutions. We are an established independent agency founded in Austin in 1949. Our commitment to personal service helps make our family-owned agency stand apart from any other competing agencies which strive primarily on volume over quality customer care. Each client deserves individualized attention. With our team’s decades of experience and knowledge, we can offer risk management guidance without sacrificing excellent coverage options. If you require tailored insurance, risk management, employee benefit, and bond solutions, you will find that our personal attention, earned knowledge, and use of appropriate technologies will benefit you, your family, and your business.

Industry
Insurance
Company size
51-200 employees
Headquarters
Austin, Texas
Type
Privately Held
Founded
1949
Specialties
Large Business Insurance Solutions, High-Value Homeowner Property & Liability Protection, Employee / Group Benefits, Bonds, Insurance Options for Individuals & Families, Business Insurance, Cyber Insurance, Umbrella Insurance, Risk Management, Professional Liability, Errors and Omissions, Construction Insurance, Real Estate Insurance, Tech Insurance, Directors & Officers, Financial Services Insurance, Life Sciences, Human & Social Services, and Multi-National Business Risks

Locations

Employees at Watkins Insurance Group

Updates

  • How are federal tariffs creeping into your insurance costs in Texas? While tariffs tend to make headlines in global trade, they can influence insurance pricing closer to home. In 2025, higher costs on imported goods and materials are quietly impacting everything from property coverage to commercial auto policies. Watkins Insurance Advisor Tye Hardin breaks down what’s shifting and how to stay ahead of it. https://lnkd.in/g4gyNV-K #TexasBusiness #InsuranceStrategy #CommercialCoverage #RiskManagement

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  • Great reminder from Tye Hardin about why proactive risk management matters. We're seeing significant increases in replacement costs for certain equipment and materials. That’s why we're helping clients rethink coverage, plan for supply chain disruption, and stay ahead of valuation gaps. Need a second look at your policies? We're here to help.

    View profile for Tye Hardin

    Commercial Insurance Advisor at Watkins Insurance Group -- Helping businesses protect assets while keeping an eye on the bottom line. Slide in my DMs!

    The new tariffs on materials like steel, aluminum, semiconductors, lumber, and electric vehicles aren’t just an economic or political issue—they have real implications for your insurance costs. When the cost to repair, replace, or build goes up, so does the replacement value of insured property. That means: ✔️ Higher premiums for property and builders risk insurance ✔️ Increased costs for auto and equipment repairs, affecting commercial auto and inland marine policies ✔️ Longer delays and higher business interruption exposures Industries like construction, logistics, and manufacturing may be hit hardest, but the ripple effects will be felt across the board. Now is a great time to review your policy limits, risk exposures, and replacement cost valuations. Let’s connect and talk through how these changes could impact your commercial or personal insurance. #Insurance #Tariffs #RiskManagement #ConstructionIndustry #CommercialInsurance #BusinessStrategy Watkins Insurance Group

  • Clear answers on benefits taxation. Join us for a practical session on "Taxation of Benefits" presented by our trusted partners at Benefit Comply, LLC. This webinar addresses your common questions: * Pre-tax vs. after-tax premium payments * Tax-free benefit qualification * Family member coverage considerations * Compliance requirements for various benefit types The presenters will share straightforward guidance based on their extensive benefits compliance experience. Register here: https://lnkd.in/giAyWaZP Need help with benefits strategy? Your Watkins Insurance team is ready to support your goals with clear, actionable advice.

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  • "We never saw that coming." Five words no CFO wants to say after a claim is denied. In our latest blog, "4 Commercial Coverage Gaps Texas Executives Might Miss," we reveal the critical insurance blind spots putting Texas businesses at financial risk in 2025. Financial leaders: Don't wait for a claim denial to discover you're exposed. One conversation with our risk management team could save your company millions. https://lnkd.in/g3itVrVH

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  • Your HR compliance checklist is lighting up this April: * OSHA Form 300A: Time to remove those 2024 injury & illness summaries * Form 941: Quarterly tax filing for Q1 employee withholdings And don't forget the RxDC prescription drug reporting requirement coming in June! Stay compliant, stay ahead.

  • Our team has been having these conversations with clients daily. The market's tough right now, but we're rolling up our sleeves and getting creative. The headlines about rising premiums may discourage you. Reach out to our team and let's tackle your insurance challenges together. There's almost always a way forward!

    View profile for Tye Hardin

    Commercial Insurance Advisor at Watkins Insurance Group -- Helping businesses protect assets while keeping an eye on the bottom line. Slide in my DMs!

    Running a business comes with its fair share of uncertainties, and rising insurance premiums have been one of them in recent years. As we navigate 2025, here are some commercial insurance trends I’ve noticed as an insurance advisor at Watkins Insurance Group: 🏢 Property Insurance: Premiums continue to rise due to inflation, increased lumber costs, labor shortages, and natural disasters. 🚘 Commercial Auto Insurance: Repair and medical costs, along with evolving driving habits, are pushing premiums higher. Have you explored telematics or other safety technologies to help control expenses? ⚖️ General Liability: Social inflation and large legal settlements are driving up claims. Nuclear verdicts remain a significant concern for business owners in more ways than one. 🖥️ Cyber Insurance: Cyber threats are escalating, making businesses of all sizes increasingly vulnerable. Have you assessed your exposures and coverage recently? 💡 Let’s Talk: Every business faces unique challenges. What trends are you noticing in your insurance rates or coverage options? Share your thoughts in the comments! #CommercialInsurance #RiskManagement #BusinessProtection #InsuranceTrends

  • Texas employers winning the talent race aren’t just paying more. They’re offering personalized benefits that matter. https://lnkd.in/gAbBxEaY Our latest blog covers: * Why one-size-fits-all benefits no longer work * What employees actually want from mental health support to flexible schedules * How personalized benefits impact productivity, retention, and long-term cost savings * Smart strategies for rolling out voluntary benefits with measurable results If it’s been a while since you reviewed your benefits strategy, now’s the time. https://lnkd.in/gAbBxEaY #EmployeeBenefits #TexasBusiness #VoluntaryBenefits #HRStrategy

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  • Are you a top-tier Commercial Lines professional with specialized expertise in Heavy Construction, Real Estate Development, and other complex industries? Watkins Insurance Group is seeking an exceptional Account Manager to handle sophisticated accounts requiring the highest level of technical knowledge. The ideal candidate brings 5-10 years of proven independent agency experience, strategic carrier relationships, advanced negotiation skills, and technical mastery of complex coverage structures including Excess & Surplus markets. Ready to join an elite commercial team where your specialized expertise will be valued and rewarded? Apply through the link below! https://lnkd.in/gzGqcJbt

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  • Join us for our upcoming webinar as we examine the evolving employee benefits environment under the new administration. Our experts will provide a comprehensive analysis of recent legislation, regulations, and compliance guidance that impacts your organization's benefits strategy. This session will equip HR professionals and business leaders with actionable insights on the latest compliance requirements while offering predictions on potential regulatory shifts in the months ahead. Date: March 20, 2025. Time: 2PM-3PM CT. Don't miss this opportunity to stay ahead of regulatory changes. Register now to secure your spot. https://lnkd.in/g7WK6C6b

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