Savvy Wealth

Understanding Health Insurance Subsidies in 2025 Premium tax credits and cost-sharing reductions help lower health insurance costs, but eligibility rules vary. Brad Morgan, CFP® explains: ➡️Who qualifies for ACA subsidies ➡️How premium tax credits are calculated ➡️Why the 400% FPL subsidy cliff is temporarily removed Read more 👇🏼 https://hubs.la/Q03dFT-j0

We’re proud to announce Savvy Wealth has reached a roster of 50+ financial advisors and a milestone $1.5B in firm AUM 👏🏼 This achievement comes with the addition and warm welcome of 5 new advisors to the team managing a combined $500M+ in client assets, each with a unique approach to serving their client needs: 1️⃣ Jack Fitzpatrick 2️⃣ Tyson Lokke, CFP® 3️⃣ Aaron Peloquin, CPA, CFP® 4️⃣ Jared Tanimoto, CFP® 5️⃣ Dustin Thomas, CPA, CFP® Read more about how our new advisors will leverage Savvy's technology to streamline ops and provide more human-centered advice 👇🏼 https://lnkd.in/eHSusNYj

Maximizing Charitable Giving for P&G Employees Payroll deductions make giving easy. A Donor Advised Fund (DAF) makes it more tax-efficient. Brad Morgan, CFP® explains: ➡️How donating appreciated P&G stock eliminates capital gains taxes ➡️Why bunching donations into a DAF can increase tax savings ➡️How to continue supporting United Way and ArtsWave while optimizing deductions Read more 👇🏼 https://hubs.la/Q03dFDdv0

Every dollar matters for your small business, and tax savings can make a big difference in keeping more money in your pocket. That’s why we put together a detailed checklist to help you uncover areas to minimize your tax impact, improve savings, and position your business for long-term financial success. Our checklist covers: • Ways to maximize your tax deductions • The importance of exploring business structures • Payroll taxes and retirement plan set up Download our small business tax checklist: https://hubs.la/Q03dpRV-0

Is now the time to buy the dip in the stock market? While it might seem enticing to time your investment to coincide with the market's recent dip, investing at the perfect time can be challenging, says Ryan Bond, CFP® wealth manager at Savvy. A better strategy is to remain disciplined with your rebalancing and avoid making rash decisions. Read his complete insights in the latest from Gregg Greenberg in InvestmentNews 👇 https://hubs.la/Q03f4fHw0

Maximizing Tax Efficiency for P&G Employees P&G employees face complex tax challenges. Compensation from PST, STAR awards, and stock options adds layers of tax planning. Brad Morgan, CFP® explains how Savvy Wealth uses Holistiplan to: ▪️Project annual tax liabilities and avoid IRS penalties ▪️Optimize Roth conversions in low-tax years ▪️Manage stock option exercises to minimize tax impact A smarter tax strategy keeps more wealth working for you. Read more 👇🏼 https://hubs.la/Q03dFDGC0

Understanding mortgages can be incredibly complex, especially for those investing property for the first time. Savvy Wealth Manager David Gottlieb shared insights on one of these types of mortgages: debt service coverage ratio (or DSCR) loans. DSCR loans are most likely to be lower loan-to-value and have higher interest rates than your traditional mortgage, he told Benzinga Read the entire article for more of David’s insights and details on DSCR Mortgage options 👉 https://hubs.la/Q03dnCnG0

Last month, we welcomed Eric Hurkman as Savvy’s first CTO, a pivotal moment in our evolution as both a technology firm and RIA 🚀 In a recent Financial Planning article, our co-founder and CEO Ritik shared how this hire has strengthened our focus on AI and automation, driving technology that ultimately supports advisors and their clients. Read Rob Burgess’s full article to learn more about why now is the right time for a CTO at Savvy 👇 https://hubs.la/Q03dnHd20

Ritik Malhotra, CEO of Savvy Wealth, and Eden Ovadia, CEO of FINNY told advisors at the Future Proof Citywide conference in Miami that marketing, administrative tasks, and tailored client communications are prime areas for #AI disruption. Click here to read more >> http://spr.ly/60470cq9B

At Future Proof Citywide, CEO and founder of Savvy Ritik Malhotra, shared: "Advisors want to know that technology can do two things: improve accuracy and boost efficiency." Savvy’s is building tech solutions that don’t replace advisors, but rather empower them to deliver smarter, faster, and more personalized advice to their clients.