EVERFI

We believe true financial well-being is rooted in empathy and education. That’s why we teamed up with EVERFI to launch Minding Your Money: Skills for Life™, a groundbreaking curriculum to help Gen Z students make smart financial decisions, manage stress, and have honest conversations about money. We’re so proud that this work has been recognized with the Boston College Center for Corporate Citizenship's 2025 Innovation Award for Transformative Partnerships. Learn more: https://ow.ly/2wVa50VyXe9

People can't save their way out of systemic barriers. People can't budget their way around a lack of affordable housing. And telling people to skip their morning coffee? It certainly isn't going to build wealth. If we want real, lasting financial well-being, we have to shift the conversation from, "Why aren't you saving more?" to "What financial strategies and education do you have access to?" 

Every person deserves a clear path towards financial stability.    That's why we're working together with TD to bring critical financial wellness tools directly to communities with the interactive modules of EVERFI Achieve. Read how: lnkd.in/gJrZP7BY   Rising costs and economic uncertainty made it clear: financial education isn't a luxury - it's a necessity.

It's time to equip the next generation with the tools they need to succeed. ⭐ With financial hurdles like student loan debt, skyrocketing housing costs, and an unpredictable job market, financial education is more important than ever. It builds confidence and provides essential real-world skills, empowering young people to tackle these challenges head-on. Twenty-seven states now require financial education, but more work needs to be done. See how financial institutions can help bridge the gap ➡️ https://lnkd.in/gDQpQrXp

Building a savings account can be one of the most challenging financial goals, especially when the right education and support aren't easily accessible. Recognizing this need in their community, VyStar Credit Union launched a Savings Challenge designed to boost financial confidence and cultivate lifelong healthy savings habits. Through personalized education, ongoing support, and the opportunity to double their savings, VyStar is empowering members to take control of their financial future. ✨ Explore how this partnership is making a real impact.

🥡Consumers should think twice before ordering that takeout. Food delivery might be convenient, but can quickly drain finances if done impulsively. These sometimes unnecessary expenses often arise from emotional triggers or marketing tactics that encourage spontaneous buying. Financial institutions can help mitigate this by offering spending analysis tools that track and categorize these expenses, and encourage the use of budgeting apps that alert users to their spending patterns. Here are other financial missteps that banks can help their customers avoid 👉 https://lnkd.in/gvhTkMJQ

Effective financial education is crucial for students on the cusp of adulthood, but new data from EVERFI highlights the gaps high school junior and seniors' ability to manage money, from student loans to credit and investing.   Financial institutions have a unique opportunity to support the next generation's financial confidence and readiness by investing in financial education.    Learn about the research that shows the lasting impact of multiple financial education interventions and the critical need for financial literacy ➡️ https://lnkd.in/gpEt3h8y

The cost of higher education has more than doubled in the last 15 years, and it's impacting students' financial futures in ways we can't ignore. 💰 ⏰ That's why providing financial education earlier and often is critical. The sooner students are equipped with the skills to manage their money, the better prepared they will be to navigate the financial decisions they will face throughout their lives. Whether it's budgeting for college or understanding student loans, we can help ensure students are not only prepared for higher education but for the financial realities that come with it. 

The student loan repayment pause is officially over, and the financial impact is starting to hit borrowers - hard. Over 9 million people are already behind on payments, with some seeing their credit scores drop up to 171 points. This financial hit can have a long-term impact on borrowing costs, from car loans to mortgages. For financial institutions, this is a critical moment. Financial education can make a difference in helping borrowers understand the terms of student loan repayment, manage their debt, and build better credit. But it doesn't just stop with student borrowers - adults need tools for budgeting and managing finances as they navigate life post-graduation so they can regain control of their finances no matter where they are in the loan repayment process. ➡️ Read more about the potential impact: https://cnb.cx/4l6Mqsg

The real barrier to financial health isn't the desire to learn - it's the lack of reliable financial information and how to turn that information into action. It's crucial to support Gen Z so they can move beyond financial literacy into true financial capability. ✨