Emerging Fintech Forum

/// The Most Powerful Credit Card For Homeowners 💳 Meet Sadi Khan, the visionary behind Aven, a Fintech startup revolutionizing how homeowners access credit. Born in Bangladesh & educated in Canada, Sadi spent a decade at tech giants Microsoft + Meta before venturing into entrepreneurship. 🏠 Aven offers a unique credit card backed by home equity, providing users with lower interest rates & faster approval times compared to traditional HELOCs. This innovative approach simplifies the borrowing process, making it more accessible & efficient. 📈 In 2024, Aven achieved remarkable milestones: + Raised $140M, reaching a $1B valuation. + Expanded its customer base to over 30K, primarily high-income homeowners. + Generated $200M in annualized revenue. 👏 Sadi's journey from tech executive to Fintech innovator exemplifies the impact of leveraging technology to address real-world financial challenges. Aven's success underscores the potential of reimagining traditional financial products to better serve consumers' needs. #Aven #Fintech #eSAAS

/// Bridging Continents With Nala 💡 Meet Benjamin Fernandes, the visionary founder and CEO of NALA, a Fintech startup revolutionizing cross-border payments. Originating from Tanzania, Benjamin's journey took him from being a TV host to earning an MBA at Stanford, all driven by a mission to simplify remittances for the African diaspora. 🌍 Nala enables users in the US & Europe to send money seamlessly to African countries like Kenya, Nigeria & Tanzania. In 2024, the platform expanded into South Asia, launching services in the Philippines & introduced "Rafiki," a B2B platform facilitating global trade for African businesses. 📈 With a customer base that more than doubled to 670,000 in 2024 & $50M raised, Nala's impact is undeniable. Benjamin's unique blend of media savvy & Fintech acumen positions him as a transformative figure in global finance. 👏 Benjamin's story is a testament to the power of purpose-driven innovation. By addressing real-world challenges with empathy & technology, he's not just building a company—he's fostering economic empowerment across continents. #Nala #Fintech #eSAAS

/// A Smarter Way To Digitize Accounting 📒 Karin Fuentesová, Founder & CEO of Digitoo.ai, is on a mission to revolutionize accounting. After years in the industry, she saw firsthand how manual processes slowed businesses down. So, she built an AI-powered platform that automates invoice processing to cut errors & save time. 📈 Since launching in 2020, Digitoo has raised significant investment & is reshaping how accountants work. Featured in Forbes, Karin is proving that innovation & efficiency go hand in hand. By harnessing AI, she’s not just optimizing workflows—she’s redefining an entire industry. 💡 With the global push toward automation, Fintech is moving fast. Founders like Karin are leading the charge, turning traditional industries into tech-driven powerhouses! #Digitoo #Fintech #eSAAS

/// AI Agents For Accounting & Finance 🦉 Jitto Arulampalam, co-founder of RedOwl, is reshaping corporate expense management by integrating artificial intelligence into employee credit card solutions. Established in early 2024, the Melbourne-based fintech addresses the challenges organizations face in tracking, authorizing & reconciling employee expenditures. 🇦🇺 Under Jitto's leadership, RedOwl has developed an AI-enhanced platform that empowers enterprises with real-time financial insights & pre-transaction controls to prevent unauthorized spending. This proactive approach not only streamlines financial operations but also aids finance managers in making strategic decisions with up-to-date data. 💳 RedOwl's innovative solutions have garnered international recognition, leading to its inclusion in Mastercard's Start Path Small Business Program & securing $2.9M in non-dilutive funding to launch its card services in Australia. #RedOwl #Fintech #eSAAS

/// Fintech Founder Feature 🔋 Alex Liegl, the founder of Tenet, is on a mission to make EV ownership more accessible & financially rewarding. With a background in fintech & renewable energy, he saw a gap in the market—EV buyers needed better financing options that reflected the long-term value + incentives of electric vehicles. ⚡ Tenet redefines EV financing by leveraging tax credits, lower depreciation rates & sustainability-focused lending models. Unlike traditional auto loans, Tenet lowers monthly payments by factoring in future savings, making it easier for more people to afford the switch to electric. 💡 With a vision to align financial products with a sustainable future, Alex and his team are reshaping how we think about auto lending. As EV adoption skyrockets, Tenet is leading the charge—making sustainable choices more financially smart. #Tenet #Fintech #eSAAS

/// Featured Fintech Founder 💡 Stephany Kirkpatrick, CFP®, Founder & CEO of Orum.io, is on a mission to transform how money moves. With a background in wealth management & financial technology, she recognized a critical gap in real-time payments & set out to build a solution that empowers consumers + businesses alike. 💳 Orum is pioneering instant, frictionless money movement by leveraging AI & cutting-edge financial infrastructure. Their platform enables real-time payments, faster direct deposits & instant access to funds, eliminating the delays of traditional banking rails. 🚀 In an era where speed & accessibility define consumer expectations, Orum is solving a major pain point: waiting for money to clear. Whether it’s getting paid faster or moving money between accounts instantly, Orum is making financial transactions seamless. #Orum #Fintech #eSAAS

/// How Business Banking Used To Be 💳 Allica Bank is a UK-based challenger bank dedicated to serving small & medium-sized enterprises. Founded in 2019, Allica combines modern technology with personalized banking services to meet the unique needs of British businesses. 💡 Key Achievements: -Rapid Growth: Recognized as the UK's fastest-growing private company in The Sunday Times 100 (2024) & the fastest-growing fintech in Deloitte's UK Tech Fast 50 (2023). -Strategic Acquisitions: Acquired Allied Irish Banks' British SME lending portfolio in 2021, adding £600M in loans & 2,000 customers. -Product Expansion: Launched a business current account in January 2023, attracting over 2,000 customers by year-end. #AllicaBank #Fintech #eSAAS

/// The Credit Card For Everyone 🌟 Stori is a fast-growing fintech making waves in Latin America’s credit card market. Founded in 2018, Stori is on a mission to democratize access to financial services for the unbanked & underbanked populations in the region—where millions still struggle to gain access to traditional banking products. 💳 What makes Stori stand out? Their digital-first approach makes it easy for anyone to apply for a credit card with no annual fees, simple onboarding & transparent terms. Using cutting-edge AI + data analytics, Stori evaluates creditworthiness beyond traditional metrics, empowering people who’ve been underserved by legacy systems. 📈 In just a few years, Stori has expanded rapidly, attracting millions of users across Mexico & earning its spot as one of LatAm’s fintech unicorns after raising $150M in 2022. With their inclusive approach, Stori is not just building a product—it’s building financial resilience for an entire generation. #Stori #Fintech #eSAAS

/// Featured Fintech Founder 🌍 Meet Kristo Käärmann, the driving force behind Wise, a fintech unicorn revolutionizing cross-border payments. Kristo co-founded Wise in 2011 with a simple goal: to make international money transfers faster, cheaper & more transparent. The idea came from his own frustration with hidden fees in traditional banking, leading him to build a solution that puts customers first. 👥 Under Kristo’s leadership, Wise has grown into a global fintech leader with over 16 million customers & transfers exceeding £9B monthly. By leveraging peer-to-peer technology, Wise ensures that users save money on fees while enjoying seamless, real-time transfers. 💸 Kristo’s vision goes beyond transfers—he’s on a mission to build a world where money moves without borders, empowering businesses & individuals alike. Wise’s innovative approach to financial services continues to set the benchmark for fintech excellence. #Wise #Fintech #eSAAS

/// Facilitating Payments Everywhere Founded in 2015, Paymob is a fintech on a mission to revolutionize digital payments across emerging markets. Headquartered in Cairo, Paymob provides merchants with the tools they need to accept + process payments seamlessly—whether online, in-store, or on the go. From SMEs to large enterprises, Paymob’s all-in-one platform offers everything from mobile wallet integrations to point-of-sale solutions & even BNPL partnerships. By addressing the unique needs of underserved markets, Paymob is driving financial inclusion & empowering businesses to thrive in the digital economy. With rapid growth across MENA + South Asia, Paymob is setting the gold standard for payment innovation in regions with untapped potential. #PayMob #Fintech #eSAAS