Credit Key

Headed to B2B Online in Chicago next week? Our Chief Revenue Officer, Nicholas Beardsley, will be on-site meeting with B2B eCommerce, distribution, and manufacturing leaders to talk shop. In a market shaped by tariffs, supply chain pressures, and tighter budgets, flexible financing can be the difference between a stalled sale and a closed deal. If you're interested in exploring ways to help your customers buy what they need while managing cash flow in any economy, we'd love to connect. Send us a message to grab a coffee and chat at the event. See you there! 👋

Global Payments Inc. to acquire Worldpay 🚨 As massive players consolidate, the payments landscape is being reshaped around scale, full-stack platforms, and international reach. While big players go broad, the strategy for others in the space lies in going deep—solving for the unique workflows, purchasing behavior, and financing needs of businesses. That’s where purpose-built solutions come in. This deal emphasizes key trends: 1. Consolidation is accelerating 2. Full-stack fintech is becoming the norm 3. Embedded finance is no longer optional—it's expected 4. Niche players that solve real problems? More valuable than ever The future isn’t just about who can process payments. It’s about who can deliver real utility to merchants and buyers at the point of need. #worldpay #globalpayments #fintech

U.S. and China tensions, presidential orders, and inflation control measures have all contributed to the current tariff landscape, one that’s marked by uncertainty and surprise. From industrial components to finished goods, tariffs are touching nearly every category in wholesale distribution. The unpredictability of tariffs complicates long-term planning—what’s imposed today could be lifted or intensified tomorrow. This creates a dual challenge of operational agility and financial resilience. The most immediate impact of tariffs is on the landed cost of goods. A 10 to 25% tariff can upend pricing models, compress margins, and put pressure on customer relationships. Beyond cost, tariffs inject volatility into inventory planning and supplier negotiations. Businesses optimized for just-in-time delivery may suddenly find themselves needing to stockpile, reclassify products, or renegotiate supplier contracts. There’s also a financial impact for B2B buyers. Increased tariffs can tighten buyer liquidity, delay purchasing decisions, or force customers to defer orders unless distributors provide flexible financing options. This is where financial strategy becomes just as important as supply chain agility. 11 strategies that leading wholesale distributors are using to reduce tariff exposure and build long-term resilience, both operationally and financially: https://lnkd.in/g24xX69w #tariffs #wholesaledistribution #tradepolicy

With customer preferences shifting towards B2C-style buying, B2B merchants are actively seeking modern solutions to conduct their commercial transactions. Businesses are turning to Buy Now Pay Later (BNPL) to boost sales, improve cash flow, and increase brand loyalty. Implementing BNPL in a B2B setting requires careful planning, from choosing the right provider to integrating it seamlessly into your website and sales workflows. We’re taking a look at some strategies and best practices to help you launch your BNPL initiative successfully, increase adoption of this popular payment method, and ensure a good conversion rate: https://lnkd.in/gn-GxZr4 #b2bbnpl #bnpl #paymentsolutions

Who else will be at Shoptalk this week?! We'd love to say hi and discuss how pay over time solutions can help drive revenue for you in the new era of retail 👋 👀

We’re excited to share that we’ve secured two new patents—a huge step forward in our mission to make B2B payments faster, easier, and more accessible. These patents reinforce what we’ve always believed: B2B financing shouldn’t be complicated, and the right technology can transform what has historically been a slow and tedious process. With Credit Key, it's easier than ever for businesses to access the credit they need, when they need it. We’re setting a new standard in the industry by delivering a user-centric lending experience that combines speed, security, and unprecedented payment flexibility. Learn more: https://lnkd.in/gtN4QBZ4 #b2btech #fintech #technology

Your cash flow just got a lot more manageable. And your purchasing power? More... well, powerful. Virtual Card enables all Credit Key customers to place a portion of their existing line of credit onto a single-use digital Visa card. That means you can get flexible payment terms wherever* you need to make purchases for your business—beyond our existing community of merchant partners. More flexibility. More freedom. Learn more: https://lnkd.in/gPhXuC3f #virtualcard #b2becommerce #b2bbnpl *Virtual cards can only be used for eligible business expenses.

Heading to Camp Miva? Visit the Credit Key table to learn how you can seamlessly integrate Credit Key with your Miva, Inc. store to provide a streamlined payment experience that drives higher conversion rates, increases average order value, and builds long-term customer loyalty. Reach out to Caytie Ross or Benjamin Margolis to set up time at the show! #CampMiva #B2BeCommerce #eCommerce

Our insights from National Association of Wholesaler-Distributors Executive Summit 👇 The wholesale distribution industry is evolving fast, and this year’s NAW Executive Summit made one thing abundantly clear—businesses that adapt to change will be the ones that thrive. 🔹 Economic Uncertainty & Tariffs – Rising costs and unpredictable policies are squeezing margins. Companies must stay agile with diversified supplier networks and dynamic pricing strategies. 🔹 Mergers & Acquisitions – Industry consolidation is accelerating as businesses look to scale, improve efficiency, and stay competitive. Some are turning to alternative exit strategies like ESOPs to maintain independence. 🔹 Digital Transformation – B2B eCommerce adoption is no longer optional. Buyers expect self-service portals, real-time inventory, and a seamless purchasing experience. 🔹 AI & Automation – Forward-thinking distributors are leveraging AI for data management, predictive analytics, and customer insights to stay ahead. 🔹 Capital Efficiency – Traditional Net 30 terms are evolving. With rising interest rates, businesses are seeking alternative financing solutions to improve cash flow and reduce risk. Wholesale distribution is at a turning point. Companies that embrace digital innovation, rethink financing, and cater to next-gen buyers will come out on top. What changes do you see shaping the industry in 2025? PS check out the full recap in our recent article here: https://lnkd.in/gr_Rtbs7 #wholesaledistribution #nawsummit #digitaltransformation

Our team is heading to Washington DC January 27-29th! Every year we look forward to joining the top executives of the largest and fastest-growing distribution firms in the nation at the National Association of Wholesaler-Distributors Executive Summit! We're particularly excited for the gala and award ceremony which will be held at the National Portrait Gallery on Tuesday, sponsored by Credit Key. 😎 If you're on the ground in DC, look for James Wallen, Nicholas Beardsley, and Tung Pham—we'd love to say hello and share the latest in B2B payments!