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Lindsay VanSomeren

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Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more.

  • SoLo Funds Lend Review 2025

    SoLo Funds is a loan app that offers both small-dollar lending and borrowing services. As a lender, you decide which loan requests to fund. However, user reviews state that nonrepayment of loans is common. This can hit your pockets hard...
    SoLo Funds Lend Review 2025

  • Affirm Buy Now, Pay Later Review 2025

    Affirm is one of the largest buy now, pay later (BNPL) lenders in the U.S., offering payment plans for online and in-person purchases. Loans from Affirm allow you to pay for purchases over time, including a no-interest option and an...
    Affirm Buy Now, Pay Later Review 2025

  • Loan Interest Calculator

    It’s best to compare interest rates when shopping around to find the most affordable loan. After you prequalify and receive potential terms, plug the offer into the loan interest calculator below to see how much interest you’ll owe each month...
    Loan Interest Calculator

  • Pool Loan Calculator: Estimate Your Monthly Payments

    Unless you're diligently saving up or buying an inexpensive kid's wading pool, chances are you'll need to take out some kind of financing to buy your pool. Use the pool loan calculator below to see how much you’d pay, per...
    Pool Loan Calculator: Estimate Your Monthly Payments

  • Debt Consolidation Calculator: Estimate Your Savings

    Being in debt can be a challenging experience. If you are also worried about your outstanding loans, debt consolidation is one potential approach to consider. Consolidating debts can simplify repayment and help you save money, get out of debt faster...
    Debt Consolidation Calculator: Estimate Your Savings

  • American Express Personal Loans Review 2025

    American Express is better known for its credit cards, but it also offers a wide range of other financial products too, including personal loans. In fact, the only way you can get a personal loan is if you already have...
    American Express Personal Loans Review 2025

  • What Is A Reaffirmation Agreement?

    Over 360,000 American filed for Chapter 7 bankruptcy in 2020. In Chapter 7 bankruptcy, a court-appointed trustee sells any assets that don't fall under your state's bankruptcy exemption laws, and the funds are used to repay your creditors. This is...
    What Is A Reaffirmation Agreement?

  • Sezzle Buy Now, Pay Later Review 2025

    Sezzle is a buy now, pay later (BNPL) service that lets you split certain purchases up into four equal payments: one due when you make the purchase, and three more due at two-week intervals. As long as you make your...
    Sezzle Buy Now, Pay Later Review 2025

  • Alliant Credit Union Personal Loans Review 2025

    Alliant Credit Union offers fast personal loans between $1,000 and $100,000 with terms of up to five years. While you don’t need to be a member of the credit union to apply for a loan, you must be a member...
    Alliant Credit Union Personal Loans Review 2025

  • SoLo Funds Borrow Review 2025

    SoLo Funds is a loan app that offers both borrowing and lending services. As a borrower, you can request anywhere from $20 to $575 and repay it back within 35 days or less. There are no finance fees or interest...
    SoLo Funds Borrow Review 2025

  • Best Vacation Loans Of 2025

    If you have urgent travel plans and no time to save up, a vacation loan can help make your trip possible. A vacation loan is an unsecured personal loan, which you can use for just about any purpose—including vacations or...
    Best Vacation Loans Of 2025

  • Best Secured Business Loans Of 2025

    When borrowing cash, business owners have the option of unsecured or secured business loans. Unsecured loans typically have higher interest rates and more stringent qualification requirements because they are riskier transactions for the lender. However, their secured counterparts are backed...
    Best Secured Business Loans Of 2025

  • Best Boat Loans Of 2025

    Unless you’ve been stacking cash on the side for your next boat purchase, you’ll most likely need access to financing. The best boat loans offer loan amounts up to $4 million, extend terms up to 20 years and allow financing...
    Best Boat Loans Of 2025

  • Startup Business Loan Options With No Collateral

    Starting a business can seem like a bit of a catch-22 situation. Often lenders won't give you a business loan unless you can offer collateral—an asset that it can repossess if you default. However, with high startup costs, entrepreneurs typically...
    Startup Business Loan Options With No Collateral

  • What Are Disability Loans, And How Do They Work?

    If you're disabled or applying for disability benefits, you might need to borrow money. The good news is that the Equal Credit Opportunity Act prevents lenders from discriminating against you just because your income comes from public assistance. The bad...
    What Are Disability Loans, And How Do They Work?

  • Axos Personal Loans Review 2025

    Axos Bank is an online bank that offers a wide range of banking products, including personal loans. If you want to keep all of your banking in-house with Axos, it's not a bad personal loan option to choose. Loan amounts...
    Axos Personal Loans Review 2025

  • Biz2Credit Review 2025

    Biz2Credit is an online lender that offers business term loans, revenue-based financing and commercial real estate loans. The lender’s term loans are available up to $1 million and revenue-based financing up to $2 million (and, in some cases, such as...
    Biz2Credit Review 2025

  • Bank Of America Balance Assist Review 2025

    Bank of America's Balance Assist is a unique loan ranging from $100 to $500 that functions like a payday loan without all the downsides. It's a handy and affordable tool, but it's limited to a specific subset of Bank of...
    Bank Of America Balance Assist Review 2025

  • Fundit Business Loans Review 2025

    Fundit is a business lending marketplace that connects you with lenders that can offer you a variety of business loans. Fundit doesn't offer loans itself, but rather serves as an intermediary between you and the company funding your loan. The...
    Fundit Business Loans Review 2025

  • Chase Business Loans Review 2025

    Chase Bank is one of the largest banks in the U.S. As such, you can expect a few things: it's ubiquitous with many branches around the country, it doesn't always have the greatest customer service reputation, and it's relatively tight-lipped...
    Chase Business Loans Review 2025

  • Klarna Review 2025

    Klarna is a buy-now-pay-later lender. It partners with individual merchants to make purchases more affordable for you by splitting your cost up into what are essentially short-term, interest-free installment loans, with options for more traditional financing. Merchants pay Klarna for...
    Klarna Review 2025

  • How A TSP Loan Can Benefit Federal Employees

    The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the uniformed services. If you fall into this category and need to borrow money, you may be familiar with a TSP loan...
    How A TSP Loan Can Benefit Federal Employees

  • Bank of America Business Loans Review 2025

    Bank of America is the second-largest bank in the United States today. Given its large overall footprint, it has a robust offering of small business loan products to choose from. Particularly notable are its specialized loans for healthcare practices and...
    Bank of America Business Loans Review 2025

  • Reliant Funding Business Loans Review 2025

    Reliant Funding is a small business lender that offers alternatives to traditional bank financing. Although it lists several different financing types on its website, it currently only offers Merchant Cash Advances (MCAs), according to a company rep. This may be...
    Reliant Funding Business Loans Review 2025

  • Rapid Finance Business Loans Review 2025

    Rapid Finance is a popular alternative source for a wide range of small business financing options, including term loans, lines of credit and factoring services. It is a direct lender for some of its products, but it also partners with...
    Rapid Finance Business Loans Review 2025

  • Lendio Business Loans Review 2025

    Lendio doesn't lend money directly itself; rather, it partners with a network of over 75 other lenders to help you get the funding your business needs. With Lendio’s robust lender network, this highly-rated platform can serve as a strong option...
    Lendio Business Loans Review 2025

  • Oportun Personal Loans Review 2025

    Oportun is a lender that offers unsecured and secured personal loans in 34 states around the country. It offers smaller loans between $300 and $20,000 targeted toward people with less-than-perfect credit. Oportun is a decent alternative to payday loans, but...
    Oportun Personal Loans Review 2025

  • Peerform Personal Loans Review 2025

    Editor's Note: This lender is no longer accepting applications. Peerform is a peer-to-peer (P2P) marketplace for personal loans that connects prospective borrowers with individual investors, compared to banks or online lenders, who can fund your loan. You can apply for...
    Peerform Personal Loans Review 2025

  • Fig Loans Review 2025

    Fig Loans markets itself as an alternative to payday lenders and provides loans between $50 to $1,000 in eight states. It also aims to help borrowers by offering a flexible repayment plan to help you build credit. But make no...
    Fig Loans Review 2025

  • Navy Federal Credit Union Personal Loans Review 2025

    Navy Federal Credit Union (NFCU) offers personal loans between $250 to $50,000 to its members. Because it’s a credit union, you must be an active member to be eligible for one of its loans or other financial products. Membership is...
    Navy Federal Credit Union Personal Loans Review 2025

About

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more.