4YFN

We know you miss us already.. 👀 SAVE THE DATE FOR 2026! We will be BACK and even BETTER 🌟 2-5 March 2026 🗓️ #4YFN26

We are thrilled to introduce the 4YFN Zone at MWC Shanghai 2025! 🚀 From #AI disruptors to visionary VCs and corporate change makers, 4YFN powers every player in the #startup ecosystem. Why get involved? ✔️ Access to active investors ✔️ Premier location in Hall N3 ✔️ Tech talks to showcase ideas & demonstrate solutions ✔️ International exposure & global opportunities ✔️ + so much more Find out how you can get involved 👉 https://gsma.at/th #MWC25

🌟 A huge thank you to our #4YFN25 Mentors! 🌟 Experts and industry leaders from companies such as AstraZeneca, NVIDIA, BBVA, EY and Citi among others shared their invaluable experience and guidance with the exhibitor-startups. The 4YFN Mentoring Sessions were focused on Digital Health, #Fintech, Green Tech, and University and spin-offs verticals, and were celebrated over the four days of the event. Thank you all for your continued support and for making a significant impact in the startup ecosystem 🤝

We would love to thank the six organizations that participated in the 4YFN community pitching on stage during #4YFN25! 🎤 A special thank you to Bcombinator, EIT Food South, Gobe Studio, Impact Hub Barcelona, Norrsken Barcelona and Forward Fooding for being part of the stage and sharing their innovative projects and services with entrepreneurs across various industries and verticals. All of them are part of the larger 4YFN community, representing more than 100 communities with whom we collaborate throughout the year and around the globe! 🌎 Learn more about the 4YFN community here 👉 https://gsma.at/sv

¿Qué Significa Ganar el Premio 4YFN para Bankuish? Ser reconocidos como la Startup del Año en 4YFN es más que un logro; es una poderosa validación de nuestra misión: brindar dignidad a la vida financiera del futuro del trabajo. Ya sean repartidores, conductores de apps, freelancers o creadores de contenido, todos merecen un amplio acceso financiero y mejores oportunidades. Durante los últimos cinco años, nuestro equipo ha trabajado incansablemente para desarrollar soluciones innovadoras para esta fuerza laboral que crece año tras año. Con la economía gig proyectada para crecer a una tasa anual del 16.18% hasta 2031 y la economía de los creadores ya superando los $104 mil millones, la demanda de soluciones financieras justas y personalizadas nunca ha sido tan urgente. Sin embargo, a pesar de sus contribuciones económicas, los trabajadores independientes siguen excluidos del sistema financiero simplemente porque no tienen un salario tradicional. Para millones, esto significa no tener acceso a productos financieros justos, lo que a menudo los obliga a recurrir a préstamos abusivos que impactan directamente su bienestar y el futuro de sus familias. Durante mi pitch, compartí solo una de las muchas historias que escuchamos a diario de nuestros 700,000 usuarios activos semanales en América Latina y EE.UU. bajo el nombre Filance AI. Sus experiencias son el motor de nuestro compromiso en transformar el acceso financiero para el futuro del trabajo. Este premio también otorga legitimidad a los modelos alternativos de puntuación crediticia y destaca la necesidad urgente de que las grandes instituciones financieras adopten modelos de evaluación crediticia más justos y basados en datos alternativos. Al aprovechar datos más robustos y herramientas avanzadas de gestión de riesgos, los bancos y las instituciones financieras finalmente pueden atender a un mercado masivo y desatendido: el futuro del trabajo. Esperamos que este #MWC25, con el lema “Converge.Connect.Create” haya generado el impacto que buscamos crear cada día en Bankuish: ✅ Que startups e instituciones financieras CONVERJAN en mejores modelos de evaluación crediticia ✅ Que millones de trabajadores independientes se CONECTEN con ofertas financieras justas ✅ Que CREAMOS un futuro con mayor inclusión financiera La reciente inversión de €500 millones en IA en España es una señal clara del poder transformador de la tecnología. En Bankuish, lo vemos como un respaldo e inspiración para seguir innovando y abrir oportunidades de crédito a millones de personas, especialmente en un evento donde la revolución tecnológica ha sido protagonista. .¿Nuestros próximo pasos? Continuar la expansión de nuestra tecnología y generar más inclusión financiera en Canadá, Europa y Asia. 🚀

LUCE x #4YFN25 = partnership of the century 😁

#4YFN25 in numbers! 📊 With 109k attendees across MWC & 4YFN, we matched our highest-ever turnout from 2019— but this time, all under one roof at Fira Barcelona ✔️ Thank you once again to all our amazing attendees, exhibitors, speakers, sponsors and partners for making 4YFN a truly unforgettable event! 👏

Bankuish – Winner of the 4 Years From Now Award 2025 at MWC! 🚀 We are proud to announce that Bankuish has won the prestigious 4YFN Awards 2025 at Mobile World Congress Barcelona! 🎉 But what is the change we are looking to make 4 years from now? Bankuish is a credit bureau for the future of work. We empower financial institutions to offer better credit opportunities through our reliable credit risk profiles, built from hundreds of thousands of data points that assess the work and financial stability of independent workers—whether they’re app drivers, delivery workers, creators, or freelancers. By bridging the gap between their hard work and their credit scores, we bring financial dignity to their lives, offering personalized opportunities that fit their schedules while maximizing their flexibility. This achievement is the result of an incredible journey, made possible by our dedicated team, whose passion and innovation continue to reshape the financial landscape. A special thank you to our CEO, José V. Fernández, for his passion & inspiring leadership We also extend our deepest gratitude to our investors, who believe in our mission to bring financial dignity to hundreds of millions of independent workers across the World, and to the financial institutions that trust our solutions to expand access to fair and affordable credit. Congratulations to Our Fellow Finalists! 🎖️ Hats off to Horus ML, Qualis Flow (Qflow), Ramon.Space , and Rockfish Data—your remarkable work inspires us to keep pushing boundaries and driving change every day. A Huge Thank You to 4YFN and Our Sponsors! 🙌 A big shout-out to the 4YFN team and sponsors—Sabadell, CaixaBank, Microsoft, NVIDIA, EY, Mobile World Capital Barcelona, and GSMA Foundation Foundry—for hosting an incredible event that truly celebrates innovation. This is just the beginning! Let’s continue shaping the future of finance together! 🚀 #Fintech #FutureOfWork #FinancialInclusion #GigEconomy #Bankuish #FilanceAI #MWC25 #4YFN25 #4YFNAwards

The #4YFNAwards report showcases the innovative solutions and emerging #technologies from the startup ecosystem and also offers valuable data insights that underscore our thought leadership in the industry! 🏆 Download the report here to see the numbers 👉 https://gsma.at/rK #4YFN25 #MWC25

At the GSMA Foundry, we believe great things happen when people come together — partnerships that share ideas, skills, and resources can solve challenges and move the industry forward. That’s why in 2023, we teamed up with our friends at 4YFN to accelerate innovation, giving startups access to resources, mentorship, and funding opportunities. For the second year running, GSMA Foundry proudly sponsored the 4YFN Awards at #MWC25 Barcelona. Congratulations to this year’s winner, Bankuish, and to all the finalists — Horus ML Qflow Rockfish Data Ramon.Space — we’re excited to welcome you to the #GSMAFoundry. Here’s to growing our partnership in 2025 and driving more innovation in the industry, together. Pere Duran Faisal Zia Richard Cockle Sonia Torras Noaa Barak