PINNACLE FINANCE SOLUTIONS PTY LTD

🗞📰 𝗘𝗹𝗲𝗰𝘁𝗶𝗼𝗻 𝟮𝟬𝟮𝟱: 𝘄𝗵𝗮𝘁’𝘀 𝗼𝗻 𝗼𝗳𝗳𝗲𝗿 𝗳𝗼𝗿 𝗳𝗶𝗿𝘀𝘁 𝗵𝗼𝗺𝗲 𝗯𝘂𝘆𝗲𝗿𝘀? 📰🗞⁣⁣⁣⁣⁣⁣ ⁣⁣ Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two major parties are pledging to help first home buyers. 🏡⁣ ⁣ https://lnkd.in/gxs5uqtr

🤔 Can the government help you buy a first home? 🤔⁣ ⁣ Yes, if you're eligible!⁣ ⁣ There’s a whole raft of possible support available for first home buyers. 🙌⁣ ⁣ First home owners grants are just the beginning.⁣ ⁣ There are also potential savings to be made through state government stamp duty concessions. ✅⁣ ⁣ Then there's the federal government's Home Guarantee Scheme, which could help you buy your first home with just a 5% deposit and no LMI.⁣ ⁣ Last but not least, there's also the First Home Super Saver scheme, which could help you grow a deposit faster using your super account. 👍⁣ ⁣ To find out more, DM us or contact Pinnacle Finance Solutions on: ☎️ – 0451 993 887 💻 – amila@pinfs.com.au #pinnaclefinancesolutions #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #cranbournenorth #cranbournenorthproperty #cranbournenorthrealestate #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker 

🤔 Are we currently in a buyer’s market? 🤔⁣ ⁣ Good news for potential home buyers! ⁣ ⁣ After an extended run of rising property prices, the market may be shifting. 😎⁣ ⁣ Home values nationally barely budged in January (down 0.03%).⁣ ⁣ That’s coupled with a surge in new listings – up 18% compared to January 2024, according to SQM Research.⁣ ⁣ That's got CoreLogic calling it a 'buyer’s market'. 🙌⁣ ⁣ So if you’ve been sitting on the sidelines waiting for cooler home prices, now could be the time to jump in.⁣ ⁣ Contact us today and get to know your borrowing power. 👇⁣ ⁣ To find out more, DM us or contact Pinnacle Finance Solutions on: ☎️ – 0451 993 887 💻 – amila@pinfs.com.au #pinnaclefinancesolutions #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #cranbournenorth #cranbournenorthproperty #cranbournenorthrealestate #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker 

🗞📰 𝗛𝗼𝗺𝗲 𝗼𝘄𝗻𝗲𝗿𝘀 𝗻𝗼𝘁𝗰𝗵 𝘂𝗽 𝗴𝗮𝗶𝗻𝘀 𝗼𝗳 $𝟮𝟯𝟬,𝟬𝟬𝟬 𝗶𝗻 𝗷𝘂𝘀𝘁 𝟱 𝘆𝗲𝗮𝗿𝘀 📰🗞⁣⁣⁣⁣⁣⁣⁣ ⁣⁣⁣ Did you know that the average home owner saw their property’s value rise $46,000 per year over the past five years? Today we’ll look at ways you could put that recent increase in equity to further use. 🏡⁣⁣ ⁣⁣ https://lnkd.in/gRfNKfif

🧐 How big is the average Australian home loan? 🧐⁣ ⁣ The average mortgage has grown a whopping 74% in the past decade, according to ABS statistics.⁣ ⁣ These days the average home loan is worth $642,121.⁣ ⁣ But here’s the thing...⁣ ⁣ Your home loan interest rate can make repayments a lot more manageable. 💪⁣ ⁣ For a home loan with a 7% interest rate, the repayments work out to about $4,538 per month.⁣ ⁣ At an interest rate of 5.7% (two years fixed), your repayments would be about $4,030 per month.⁣ ⁣ That’s a potential saving of more than $500 in interest each month. 🙌⁣ ⁣ It just goes to show the importance of speaking to us to check if your home loan is still competitive and right for you. 👇⁣ ⁣ To find out more, DM us or contact Pinnacle Finance Solutions on: ☎️ – 0451 993 887 💻 – amila@pinfs.com.au #pinnaclefinancesolutions #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #cranbournenorth #cranbournenorthproperty #cranbournenorthrealestate #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker 

🙌 Great news for house hunters - property listings are up! 🙌⁣ ⁣ Property listings jumped 18.1% nationally in January 2025 compared to January 2024, according to SQM Research.⁣ ⁣ It’s potentially great news for buyers.⁣ ⁣ More choice, in theory, usually equates to more negotiating power. 💪⁣ ⁣ But the real clincher that could help you at the negotiating table is having your home loan pre-approved.⁣ ⁣ Pre-approval can indicate to the seller that you’re serious about buying, and not just another tyre kicker. 🙃⁣ ⁣ And it can also allow you to act fast if your dream home finally hits the market.⁣ ⁣ Contact us today to organise pre-approval for your next home loan. 👇⁣ ⁣ To find out more, DM us or contact Pinnacle Finance Solutions on: ☎️ – 0451 993 887 💻 – amila@pinfs.com.au #pinnaclefinancesolutions #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #cranbournenorth #cranbournenorthproperty #cranbournenorthrealestate #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker 

🗞📰 𝗪𝗵𝘆 𝟭-𝗶𝗻-𝟮 𝗳𝗮𝗺𝗶𝗹𝗶𝗲𝘀 𝗮𝗿𝗲 𝘁𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗼𝗳 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴𝘀 📰🗞⁣⁣⁣⁣⁣⁣ ⁣⁣ The RBA may have swiped left on an April rate cut, but plenty of home owners are taking matters into their own hands by refinancing to save on interest with a lower rate. 💪⁣ ⁣ https://lnkd.in/gsCN4fvr

🏡 Could an offset account help you save on interest? 🏡⁣ ⁣ More than half of Australians with a mortgage are now using an offset account to help them save on interest on their home loan, according to Mozo.⁣ ⁣ As the balance of an offset account is deducted from your home loan when monthly interest charges are calculated, every dollar can help you save.⁣ ⁣ Better still, loan interest is usually calculated daily. 🙌⁣ ⁣ This means you can use your offset account just like a regular transaction account - and most lenders even let you attach a debit card to it.⁣ ⁣ If you'd like to find out more about offset accounts and whether you can attach one to your home loan, get in touch today. 👇⁣ ⁣ To find out more, DM us or contact Pinnacle Finance Solutions on: ☎️ – 0451 993 887 💻 – amila@pinfs.com.au #pinnaclefinancesolutions #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #cranbournenorth #cranbournenorthproperty #cranbournenorthrealestate #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker 

🏡 Explainer: Fixed vs variable rate home loans 🏡⁣⁣ ⁣⁣ Rates are tipped to head lower in 2025, meaning sticking with a variable loan rate might seem like a no-brainer.⁣⁣ ⁣⁣ But not so fast. 🛑⁣⁣ ⁣⁣ Locking in could mean paying a lower interest rate right now, instead of waiting for the RBA to cut the cash rate further (and there's no certainty of that). ⁣⁣ ⁣⁣ Some lenders are offering fixed rates below their variable interest rates.⁣⁣ ⁣⁣ The catch? 🎣⁣⁣ ⁣⁣ Fixed loans can be less flexible and don't move if the RBA cuts the cash rate again.⁣⁣ ⁣⁣ There is one possible solution, however.⁣⁣ ⁣⁣ You may be able to split your loan between fixed and variable rates and take advantage of the benefits of both. 👍⁣⁣ ⁣⁣ Talk to us to find out how. 👇⁣⁣ ⁣⁣ To find out more, DM us or contact Pinnacle Finance Solutions on: ☎️ – 0451 993 887 💻 – amila@pinfs.com.au #pinnaclefinancesolutions #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #cranbournenorth #cranbournenorthproperty #cranbournenorthrealestate #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker 

🗞📰 𝗦𝗼𝘂𝗻𝗱𝘀 𝗼𝗳 𝘀𝗶𝗹𝗲𝗻𝗰𝗲: 𝗵𝗼𝘄 𝘁𝗿𝗮𝗳𝗳𝗶𝗰 𝗻𝗼𝗶𝘀𝗲 𝗰𝗮𝗻 𝗶𝗺𝗽𝗮𝗰𝘁 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝘃𝗮𝗹𝘂𝗲𝘀 📰🗞⁣⁣⁣⁣⁣⁣ ⁣⁣ ‘Close to public transport’ is often touted as a plus for home buyers. But new research shows just how much close proximity to a busy road, railway or flight path can impact property values. 🚛 🚚 🏡⁣ ⁣ https://lnkd.in/gzKmX52e