AM Advisory

$650K savings but no borrowing power? That was our client's story—until a smart restructure changed everything. With our strategy, they unlocked $550K for investing, boosted their borrowing capacity by $450K, and are now saving $10K a year in tax—without touching their lifestyle. At AM Advisory, we turn financial roadblocks into opportunities for growth. 💼📈 Let’s help you do the same. Ashish (Ash) Chokhal Mahesh Thapa #AMadvisory #yourfinancialgrowthpartner #maheshthapa #financebrokers #investmentproperty #taxrules #accounting #financialplanning #Business #EstatePlanning #wealthcreation #growingwealth #homeloan #homeloansaustralia #loanstructure #mortgagebroker #smartinvesting #taxsavings

Stuck with savings but no borrowing power?💰🏡 That’s where Nash and Noreen were—until we stepped in and turned things around! By restructuring their home loan, we helped them access $550K for investment, regain borrowing power, and save $10K a year on tax. At AM Advisory, we don’t just advise—we strategize for smarter wealth growth and long-term security. Ready to unlock your investment potential? Let’s talk. Ashish (Ash) Chokhal Mahesh Thapa #AMadvisory #yourfinancialgrowthpartner #maheshthapa #financebrokers #investmentproperty #taxrules #accounting #financialplanning #Business #EstatePlanning #wealthcreation #growingwealth #homeloan #homeloansaustralia #loanstructure #mortgagebroker #smartinvesting #taxsavings

Thinking of offering ESOPs to attract and retain top talent? In this post, we break down what an Employee Share Option Plan (ESOP) is, key factors to consider before implementation, the major benefits, and the potential challenges. Understanding ESOPs can help you make smarter equity decisions. Swipe through to learn more! Ashish (Ash) Chokhal Mahesh Thapa #AMadvisory #yourfinancialgrowthpartner #ashishchokhal #CA #financebrokers #investmentproperty #taxrules #accounting #financialplanning #Business #EstatePlanning #wealthcreation #growingwealth #businessgrowth #employeeownership #ESOP

Business Owners - Running a business is no small feat, especially when juggling multiple roles. That’s why having key employees who treat the business like their own makes all the difference. But how do you keep them committed for the long haul? Enter ESOP (Employee Share Ownership Plan) — a powerful tool that gives your top talent a real stake in the business. It not only boosts performance and engagement but also supports smoother succession planning, offers financial advantages, and aligns everyone toward long-term growth. Because when your employees think like owners, they act like owners—and that’s how businesses truly thrive. 🚀 Ashish (Ash) Chokhal Mahesh Thapa #AMadvisory #yourfinancialgrowthpartner #ashishchokhal #CA #financebrokers #investmentproperty #taxrules #accounting #financialplanning #Business #EstatePlanning #wealthcreation #growingwealth #businessgrowth #employeeownership #ESOP

Looking to retain top talent in your business? 💼 An ESOP (Employee Share Ownership Plan) might be the key. By offering ownership to key employees, you’re not just rewarding loyalty—you’re boosting engagement, succession planning, and long-term growth. A win for your team and a win for your business. 👥📈 Ashish (Ash) Chokhal Mahesh Thapa #AMadvisory #yourfinancialgrowthpartner #ashishchokhal #CA #financebrokers #investmentproperty #taxrules #accounting #financialplanning #Business #EstatePlanning #wealthcreation #growingwealth #businessgrowth #employeeownership #ESOP

Why Work With Us for Your Home Loan? 🏡 Finding the right home loan can be overwhelming, but we make the process seamless and stress-free! From expert guidance to tailored solutions, we ensure you get the best deal for your dream home. Watch this video to see how we can help! Ashish (Ash) Chokhal Mahesh Thapa #AMadvisory #yourfinancialgrowthpartner #maheshthapa #financebrokers #investmentproperty #taxrules #accounting #financialplanning #Business #EstatePlanning #wealthcreation #growingwealth #homeloan #homeloansaustralia #loanstructure #mortgagebroker

Thinking of buying a Luxury Car through your company? 🚗 It might not be as tax-effective as you think! Tax law caps car deductions at around $70K, meaning your tax savings may be much lower than expected. Plus, when you sell the car later, you could end up paying more in taxes—leaving you worse off. Before making a costly decision, understand the real financial impact! 📉 Ashish (Ash) Chokhal Mahesh Thapa #AMadvisory #yourfinancialgrowthpartner #ashishchokhal #financebrokers #investmentproperty #taxrules #accounting #financialplanning #Business #EstatePlanning #wealthcreation #growingwealth #carloan #taxsavings #luxurycars #smartbusinessdecision

Could your car loan be costing you your dream home?  A car loan might seem like a minor expense, but did you know it could reduce your home loan borrowing capacity by over $100K? By prioritizing a home purchase before taking on a car loan, you can maximize your borrowing power and secure the property you really want. Don't let a car loan limit your financial future—plan smart! Ashish (Ash) Chokhal Mahesh Thapa #AMadvisory #yourfinancialgrowthpartner #maheshthapa #financebrokers #investmentproperty #taxrules #accounting #financialplanning #Business #EstatePlanning #wealthcreation #growingwealth #carloan #homeloansaustralia #loanstructure #debtmanagement

Are you making the costliest mistake when financing your car? Many people assume that using home equity is the smartest choice because of its lower interest rate—but the numbers tell a different story. A 5-year car loan at 8% means paying $21,658 in total interest. Meanwhile, using your home loan at 5.89% over 30 years results in a shocking $113,299 in interest—almost $91,000 more! So, what’s the best option? If you want to minimize interest, a short-term loan is the way to go. If cash flow flexibility is your priority, a longer-term option could work—but only if you make extra repayments to reduce interest. The right strategy can save you tens of thousands. If you want to structure your loan wisely, let’s talk! Ashish (Ash) Chokhal Mahesh Thapa #AMadvisory #yourfinancialgrowthpartner #maheshthapa #financebrokers #investmentproperty #taxrules #accounting #financialplanning #Business #EstatePlanning #wealthcreation #growingwealth #carloan #homeloansaustralia #loanstructure #debtmanagement

Are you making the biggest mistake when financing your car? Many people overlook the true cost of their loan options, focusing only on interest rates without considering the long-term impact. A traditional car loan may have higher interest rates, but it ensures faster ownership with lower overall interest paid. On the other hand, using home equity to finance a car offers lower monthly repayments and a lower interest rate, but it can lead to significantly higher interest costs over time due to the extended loan term. Your car loan decision can cost or save you tens of thousands! 💬 Need expert guidance to structure your loan wisely? Let’s chat! Ashish (Ash) Chokhal Mahesh Thapa #AMadvisory #yourfinancialgrowthpartner #maheshthapa #financebrokers #investmentproperty #taxrules #accounting #financialplanning #Business #EstatePlanning #wealthcreation #growingwealth #carloan #homeloansaustralia #loanstructure #debtmanagement